Amazon store cards, issued by Synchrony Bank, are store-only cards that solely work at Amazon and, as such, might offer rewards only for Amazon purchases.

This means that they could offer rewards on Amazon and non-Amazing spending.

We prefer Amazon Visa credit cards, especially the Prime Visa, as they offer more versatility and enable rewards earning on spending at any retailer that accepts Visa cards. They also come with additional benefits like travel perks and purchase protection.

It can get confusing talking about Amazon store cards or Amazon Visa credit cards as a whole because each category actually includes two different cards for a total of four cards. Where it gets more confusing, though, is that you can only apply for the Amazon.com Store Card or the Amazon Visa credit card.

To get the Amazon Prime Store Card or the Amazon Visa Prime credit card, you have to already have the standard Amazon Store Card or Amazon Visa credit card as well as an eligible Amazon Prime membership. This will qualify you for an automatic update to the Prime version of each card.

If you’re approved for the Amazon Store Card and don’t have a Prime membership, you’ll end up with the non-Prime Amazon.com Store Card, which doesn’t offer any earning potential. If you’re approved for the Amazon Visa credit card and don’t have a Prime membership, you’ll get the non-Prime version, which offers fewer rewards and benefits.

The Amazon Store Card and Amazon Prime Store Card are two cards offered by Amazon and Synchrony Bank. They provide a way for frequent Amazon customers to pay for their purchases from Amazon.com and access financing options.

The Amazon Store Card is a no-annual-fee store card that offers financing for purchases made on Amazon.com.

Its drawbacks include:. The Amazon Prime Store Card is similar to the Amazon Store Card but is exclusive to Amazon Prime members, and it helps them earn rewards on their purchases.

Its benefits include:. Its drawbacks include:.

They enable you to earn rewards on your purchases at Amazon and elsewhere, as you can use them anywhere Visa is accepted.

Its benefits include:. Its drawbacks include:.

Its benefits include:. Its drawbacks include:.

They offer a range of benefits, some of which overlap, including:. While Amazon store cards and Amazon Visa credit cards share some benefits, they differ in several essential ways.

You can only use Amazon store cards at Amazon.com, which means that you won’t be able to use them at any other online store or physical merchant.

This means that you can use these credit cards in the U.S. and abroad, and you don’t have to worry about foreign transaction fees either, as both Amazon Visa credit cards don’t charge them.

Winner: Amazon Visa credit cards since you can use them in more places than Amazon store cards.

The Amazon Visa helps you earn 3% cash back at Amazon.com, Whole Foods Market, and on Chase Travel purchases. 2% cash back at restaurants and gas stations, and on local transit and commuting.

The Amazon Prime Visa helps you earn 5% cash back at Amazon.com, Whole Foods Market, and on Chase Travel purchases. 2% cash back at restaurants and gas stations, and on local transit and commuting.

Winner: Amazon Visa credit cards since they help you earn rewards at more places than Amazon.com.

The Amazon Visa helps you earn a $50 Amazon gift card upon approval of credit card application.

Winner: Tie. Amazon store cards and Amazon Visa credit cards both help you earn Amazon gift cards of varying values upon approval.

The Amazon Prime Store Card enables you to redeem your rewards toward Amazon purchases or in the form of statement credits.

Winner: Amazon Visa credit cards since they offer more redemption options for the rewards you earn.

The two Amazon Visa credit cards also offer financing options for certain Amazon.com purchases. But they also offer additional perks, including:.

If these cards don’t seem like the best fit for you, there are other Amazon card options from other credit card issuers. These include:.

The Amazon store cards can be used only for Amazon purchases, whereas the Amazon Visa cards can be used anywhere Visa cards are accepted. In addition, the Amazon Visa cards have more benefits than the Amazon store cards, including different types of travel insurance and purchase protections.

You likely need a fair credit score to qualify for the Amazon.com Store Card, but the Amazon Visa typically requires a good credit score. A 580 FICO Score would be considered fair and a 670 FICO Score would be considered good.

However, it doesn’t earn you rewards unless you have an Amazon Prime membership.

Amazon credit cards can make sense if you frequently shop on Amazon. But depending on your shopping habits, you might get better value from a more versatile credit card like the Chase Freedom Flex℠ or Citi Double Cash® Card, which are often included as two of the best rewards credit cards available.

The Chase Freedom Flex can be an excellent card to use for everyday expenses. It offers bonus cash back in multiple categories, including 5% cash back on rotating quarterly categories you activate (on up to $1,500 spent) and travel purchased through the Chase Ultimate Rewards portal and 3% cash back on drugstore purchases and dining at restaurants (including takeout and eligible delivery service).

To learn more about this card, read our Chase Freedom Flex review.

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the citi travel℠ portal through 12/31/24.

To learn more about this card, read our Citi Double Cash review.

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

$200 cash rewards bonus after spending $500 in purchases in the first 3 months. $0.

Amazon this week unveiled a new secured credit card with Synchrony Bank, aimed at customers with bad or no credit history. The card – called the Amazon Prime Store Card Credit Builder – requires a refundable security deposit, has no annual fee and offers Prime members 5% back on Amazon.com purchases.

The card also features installment and special financing options on certain purchases. It’s also the first of its kind, said Ted Rossman, an industry analyst at CreditCards.com.

“But I’ve never seen a retailer offering one.”. Learn more: Best credit cards of 2023.

In the U.S., 53 million people have no credit history and another 79 million have subprime credit, according to data analytics company FICO. Fake chicken alert:Plant-based nuggets.

Improve your job:Beyond salary: How to negotiate benefits. “Secured cards are basically meant to be training wheels cards that people use when they’re just getting started in order to help them build credit,” Schulz said.

But the credit card can only be used for Amazon purchases, Schulz added. Synchrony, the issuing bank behind the card, will report your payment history to the three national credit bureaus: TransUnion, Equifax and Experian.

Auto news:Ford’s 2020 Explorer and Escape expected to lead explosion of new car models. “The program puts credit in the hands of people in a responsible way while giving customers access to tangible benefits such as tools to improve credit,” Angie Hu, a spokesperson for Synchrony told USA TODAY.

“If you are somebody who keeps your balances low, pays your bills on time every time, then it is possible that you could graduate to a new card pretty quickly,” Schulz said. While Amazon’s new card overall is a good option for consumers, the card still comes with a relatively high APR of 28.24%, Rossman said.

“Store cards typically charge higher rates in large part because they’re easier to get,” Rossman said. Both analysts said consumers need to be especially wary of the special financing with deferred interest on purchases that Amazon promotes.

“If you buy something and you don’t pay it off within that six months or 12 or 24 months, then you will likely get a bill for any interest that would have accrued on that account since the purchase date,” Schulz said. Follow USA TODAY reporter Frances Yue on Twitter @FrancesYue_.

We think it’s important for you to understand how we make money. It’s pretty simple, actually.

The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. Compensation may factor into how and where products appear on our platform (and in what order).

That’s why we provide features like your Approval Odds and savings estimates. Of course, the offers on our platform don’t represent all financial products out there, but our goal is to show you as many great options as we can.

3.5 out of 5. From cardholders in the last year.

But there’s a catch: You must be an Amazon Prime member to apply for the card, which costs $139 per year (or $14.99 per month) for a nonstudent membership. Of course, that $139 goes toward more than just maintaining your card each year.

If you’re already an Amazon Prime member, then the cost isn’t a concern. But if you’re considering signing up just so that you can apply for the card, think about the cost carefully.

Cardholders who cancel their Amazon Prime membership can keep the card, but they earn lower cash back rates in certain categories. The number of points you can earn with the Amazon Prime Visa depends on where you shop.

But it’s worth noting that you have other options for redemption, like cash back, gift cards and travel. In these cases, $1 of rewards is equal to 100 rewards points, and vice-versa.

That makes this card more versatile than many store-branded credit cards, which usually require that you use your rewards only at the store and its affiliates. Similarly, while other cards offer 5% cash back on purchases, they may switch which stores or categories you’ll earn with throughout the year and limit how much you can earn.

Plus, Amazon sells a wide variety of products. Some store-branded or retail credit cards are only accepted at the associated store, and possibly with other affiliated brands.

The Amazon Prime Visa has an APR of 19.49% – 27.49% on purchases and balance transfers. A high APR isn’t a concern if you pay your bill on time and in full each month.

We don’t recommend using credit cards for purchases you can’t afford to pay off by your due date, but the APR is still a consideration if you have to cover emergency expenses that don’t easily fit into your budget. There are a few more details that might help you decide if the Amazon Prime Visa is a good fit for you.

You can only use the two store cards on Amazon.com. The other Amazon Visa card is similar to the Amazon Prime Visa in that you can use it elsewhere, but it doesn’t require an Amazon Prime membership.

Also, know that you’ll be considered only for the card you apply for, so be sure to apply directly for the Amazon Prime Visa if that’s the card you want. Even if you’re not the main Prime accountholder, you might qualify if you have Prime benefits that someone shares with you via an Amazon Household (which allows you to share Prime benefits between members of the same household, including up to two adults, four teens and four children).

If you choose to remove the card from your Amazon account, you’ll no longer earn 5% back on Amazon or Whole Foods Market purchases. You can relink the card to get the higher rate back, though.

The good news is that there are lots of options. On Amazon.com, you can redeem your points to pay for part or all of your eligible purchase.

You can then choose the dollar amount you want to cover using your points. Using your points this way gets you a redemption value of $1 per 100 points.

The redemption value may vary for other types of redemptions, but 100 points also equals $1 for Amazon.com, travel, gift cards and cash back. If you do most of your household shopping on Amazon.com and grocery shopping at Whole Foods, the Amazon Prime Visa could be a match.

But the rewards probably won’t be worth it if you don’t think you’d get much use out of an Amazon Prime membership or you’d wind up carrying a balance from month to month. Make sure you can afford to pay off your card on time and in full each month, and don’t get tempted to make more (or costlier) purchases just because you’ll earn bonus points.

It might make sense to keep a travel rewards credit card in your wallet for when you’re booking travel or you’re away from home. The Amazon Prime Visa isn’t a perfect fit for everyone.

Amazon is the virtual store that has everything. Place your order today and you can have it as early as tomorrow.

The Prime Signature Visa is similar to its alternative co-branded card, named the Amazon Signature Visa credit card. Both can be used anywhere Visa is accepted and are backed by Chase Bank, a subsidiary of JPMorgan Chase, which handles all revolving credit services and issues.

The card can be used anywhere that accepts Visa. It offers 5% cash back on all items purchased on Amazon, at Whole Foods markets, and at Amazon Fresh, as well as rewards on everyday purchases.

Cardholders may also select a card design featuring either Amazon or Whole Foods.

These rewards and rebates can be substantial. You earn:.

Let’s say you bought an item on Amazon for $20. You would earn a 5% rebate (or 100 cents), which would become 100 points.

Prime members also get an extra 10% or more cash back on select items. These offers are for a limited time only.

Here’s how it works. Let’s say you bought an item on Amazon for $20.

Every 100 points are worth $1. Your points are available as soon as they are processed as a discount at checkout.

There is no annual fee, no foreign transaction fees, no earning cap, and your points never expire.

However, the vetting process goes through Chase Bank, which authorizes and administers the financial logistics and the approval process.

Conversely, if your application isn’t approved instantly, Chase will inform you about your status after reviewing your credit history. This takes approximately two to four weeks.

Your credit score will determine whether or not you can add the Amazon store card or the Amazon Signature Visa to your wallet. Your credit score is what virtually every lender uses to determine your creditworthiness.

Unlike the Amazon store card, which only requires fair credit, the Amazon Signature Visa cards (Prime member or non-member) both require a higher credit score because they are Visa credit cards.

You can expect to use your Amazon credit card anywhere that takes Visa. This means you can use it anywhere in the U.S.

Unlike store cards that are tied to use at a specific retailer, a Visa card connected to Amazon is a regular credit card in many ways.

Amazon offers two store-only cards, similar to its credit cards, as the Amazon Prime store card offers its Prime member more perks. Synchrony Bank issues the Amazon Store Card and the Amazon Prime Store Card, and the cards are useful if you are a frequent Amazon shopper.

If you don’t want or don’t qualify for either of the Amazon Signature Visa cards, the Amazon or Prime store cards may be a viable option for saving money on your Amazon purchases. Amazon store cards are not accepted at Whole Foods markets, unlike the Amazon Prime Visa Signature and the Amazon Rewards Signature Visa.

When you are approved for an Amazon store card, you receive a $60 gift card from Amazon, which is a bit less than the $200 gift card you receive for opening an Amazon Prime Visa card. The Amazon store card’s reward program is not as robust as Signature Visa card, but it does offer introductory financing opportunities for new cardholders.

The Amazon Signature Visa card is another alternative if you don’t have a Prime membership but want the convenience and the benefits of an Amazon Visa credit card. The Amazon Signature Visa is nearly identical in its perks and terms and conditions to the Prime Rewards Visa Signature Card, with one exception, if you are not a Prime member, you only reap a 3% reward when you shop on Amazon and at Whole Foods.

Unlike many credit cards, there is no introductory APR on the Amazon Prime Visa Signature Card. The annual percentage rate (APR) on your card depends on your credit history.

Balance transfers have the same APR as purchases instead of the higher one many cards impose.

You have 21 days after the end of the billing cycle to pay the balance in full to avoid any interest charges. The late payment fee is up to $39, depending on your card’s balance.

Cash advances cost $5 or 4%, whichever is greater.

You must be age 18 or older to apply for the card, and credit limits are based on the applicant’s credit.

A co-branded card like this provides not only access to rewards but a line of credit, and you have the flexibility of being able to use the card anywhere that takes Visa.

You can make payments on your Amazon Prime Visa Signature credit card through the Chase website or on the mobile app. You can also mail in a check when you receive your Amazon Visa card statement every month.

If you manage your credit wisely, it can help you improve your credit over time just like any other credit card. This means using the card and paying off the balance or making the minimum payments before the due date.

However, you will be required to purchase an Amazon Prime membership ($139 a year) if you want to open an Amazon Prime Visa Signature credit card account. Both cards are co-branded by Chase and offer the same terms and conditions but slightly different rewards.

Both cards come without an annual fee, but a Prime membership costs $139 a year. Although the card is only available to Prime members, the rewards structure of either Amazon Visa card might make it useful even for people who only shop at Amazon infrequently.

Rewards are most valuable to people who don’t carry a balance, as you can quickly pay more in interest charges than the benefits are worth if you don’t pay it off. Second, it may be wise not to make purchases solely to earn rewards.

If you are interested in owning a Visa card and are an avid Amazon.com and Whole Foods shopper, you may want to investigate opening this card.

The choice of payment method for online purchases is always something to consider when planning online shopping. This is because everyone prefers to use a payment gateway that is fast, easy, and safe.

It is common knowledge that online shopping has grown significantly since the pandemic. Many people’s interests have now been tilted toward buying different products online from anywhere worldwide.

Some products on Amazon store include electronics, home appliances, clothing, shoes, bags, hardware, books, software, mobile phones, etc. Therefore, Amazon is your one-stop shop for all your online purchases.

As such, knowing some options you can explore to buy on the online store is important.

For the gift cards, there is an Amazon gift card which is the official gift card issued by Amazon to enable simple and fast purchases in the store. But there are other cards you can use to buy products on Amazon.

Vanilla gift cards are prepaid cards that enable you to buy products at different stores. This payment card is the best alternative to holding cash, especially online buying.

Bancorp Inc. issues a Vanilla gift card, and you can use the card anywhere that accepts Visa cards.

Therefore, a Vanilla gift card is a great option for people not wishing to open a credit card or bank account. In addition, Vanilla gift cards are the best option for people trying to avoid the high-interest rates and other fees associated with traditional credit cards.

This is due to its range of benefits that position the card as a viable payment option. These benefits are:

The following are the quick steps to checking your Vanilla gift card balance: However, knowing that you can not spend more than the funds available on your Vanilla gift card on Amazon is important.

For instance, if you have a $100 Vanilla gift card, that means you can spend within a $100 budget on the store. This enables you to make a wise purchase than impulse buying.

You can use your Vanilla gift card as a payment option on the Amazon website and Amazon app. It is important to shop within the balance limit of your Vanilla card on Amazon.

You may need to reduce the products you have added to your cart to enable checkout within your card balance limit. Gift card activation precedes redeeming your cards.

You can learn how to activate your Vanilla card in this guide. A Vanilla gift card is one of the gift cards that expire.

Therefore, you must be wary of the expiration date of your card to prevent the event of expiration before using your card. You may lose the value of your card upon expiration, hence the need to use it on time to buy on Amazon.

This is why you must be careful where you buy your Vanilla cards. Here, it is incumbent on you to research platforms that sell this card to establish the reliability and credibility of the platforms.

Are you confused about the platform from which to buy your card. Prestmit is the greatest option.

Your card details give access to the use of your gift card. These are the card number, PIN, card security number, and expiration date.

This is why you must protect your card details from third-party access. Perhaps, you may need to use your Vanilla card immediately after activation to put you on the safer side from gift card theft.

But as there are different payment methods available to buy on online stores like Amazon, a Vanilla gift card is also an excellent option. This card makes online shopping convenient.

Also, always remember to use the gift card before it expires.

Most products on this page are from partners who may compensate us. This may influence which products we write about and where and how they appear on the page.

This page may include information about American Express products currently unavailable on Slickdeals. American Express is not a partner of Slickdeals.Not all available financial products and offers from all financial institutions have been reviewed by this website.

Secure application on Amazon’s site. $0 with Prime membership.

This card is a good fit for consumers who do a lot of shopping at Amazon and Whole Foods because they can earn an unlimited 5% cash back on purchases there. Cardholders also earn some cash back on other purchases, with decent rates for restaurants and gas stations.

With the Prime Visa Credit Card, loyal Amazon and Whole Foods shoppers can get special rewards and perks with a credit card made just for them. This card is exceptional in its ability to reward customer loyalty, transforming your shopping at Amazon or Whole Foods into unrivaled cash-back rewards.

Yet, it’s important to consider your shopping habits. Those who seldom shop at either retailer might reap greater benefits from a card that aligns rewards with their frequent shopping destinations.

The Prime Visa Credit Card is a rewarding option for Amazon Prime members. Some of the card highlights include:

Here’s what new cardholders can expect: Unlike other credit card sign-up bonuses, this one does not require you to spend a certain amount of money with your new card.

Just make sure you avoid carrying a balance on the card, or you could be negating any benefits you receive from owning the card.

So this card is kind of a no-brainer since we now earn 5% back on all purchases (sometimes 6%). I don’t really shop at Whole Foods regularly, but if I did it would be even more of a reason to have this card.

If you have a Prime membership I can’t really think of a reason not to have this card.”.

Your rewards don’t expire as long as your account is open. Prime cardmembers can also earn 10% back or more on rotating products and categories at Amazon.com.

Your points are worth 1 cent apiece, regardless of how you use them, and you can opt for one of the following: While the redemption rate is the same for all options, we recommend not using your points to pay at checkout because you won’t be earning the 5% back on the amount that you’d get if you were using your card.

But if you used your points, you wouldn’t get the extra $5. So while it’s convenient, skip using your points to pay for Amazon.com purchases during the checkout process.

Here’s what you can expect: However, these benefits will be best enjoyed by those who can capitalize on them — frequent Amazon shoppers, Prime members, and Whole Foods patrons.

“It’s remarkable how much I can earn with the Prime Visa because I can buy nearly everything on Amazon. Between Prime Video, groceries from Amazon Fresh or Whole Foods, and everyday items like home goods and tools, the 5% cashback adds up quickly.

My wife and I took advantage of them to upgrade to newer iPhone models. This is one of the few ways to get a deal on Apple products.

While the Prime Visa Credit Card holds considerable value for frequent Amazon and Whole Foods shoppers, it may not meet everyone’s expectations or needs. Here are some potential disadvantages of the card.

If you don’t have an Amazon Prime membership, though, you will need to pay the $139 annual fee to join, which may feel steep if you wouldn’t otherwise join Prime. The Prime Visa Credit Card has a 19.49% – 27.49% (Variable) APR based on creditworthiness.

Chase will determine your APR during the approval process. However, APRs can fluctuate periodically as a credit card issuer adjusts its rates to the market.

Here are some you might encounter: The card issuer, Chase, does not publicly disclose the exact credit score required to qualify for the card.

According to the FICO scoring model, this translates to a credit score range of 670 to 800.

Other factors that influence your decision-making include your income, existing debt, payment history, and overall financial stability. The Prime Visa Credit Card is, without a doubt, one of the best store credit cards on the market.

Furthermore, just because you are an Amazon Prime member today does not guarantee that you will be one next year. Fortunately, there are a few cash-back credit cards that may be better suited for your household spending.

Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members. $0 with Prime membership.

Citi Custom Cash® Card. Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening.

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.

SPECIAL OFFER: Unlimited Matched Cash Back. Chase will automatically match all the cash back you earned at the end of your first year.

Unlimited 1.5% cash back is just the beginning of what you can earn. You’ll enjoy 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services, 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more.

If you’re not sure whether you’ll spend enough at Amazon every quarter or if you’d like the option to occasionally earn 5% in other spending categories, then the Citi Custom Cash® Card, from our partner Citi, may be ideal. The Citi Custom Cash Card is a no-annual-fee card that offers 5% cash back on your top eligible spend category each billing cycle, up to the first $500 spent, and 1% cash back after that.

The Citi Custom Cash Card is a great choice for people whose top spending category changes from month to month since it lets you earn 5% cash back in different areas based on how you spend. So it could be beneficial for people who aren’t necessarily loyal to Amazon or Whole Foods but still shop there frequently enough for it to be their top spending category in a given billing cycle.

On the other hand, regular Amazon and Whole Foods customers who are already Amazon Prime members would benefit more from the consistent 5% cash back with the Prime Visa Credit Card. Since the Citi Custom Cash caps rewards in the 5% category at $25 ($500 spend) per month, big spenders at Amazon and/or Whole Foods will get better value from Amazon’s credit card.

Amazon shows only the last 4 digits of your credit card number on their website. However, it’s a bit tricky to see your full credit card number on Amazon.

Click on Edit My Account Settings and then choose Add, Edit or Delete my credit cards option. On the following page, you can see complete information about your currently linked credit cards (including credit cards from Amazon and other banks).

If you want to know more about Amazon credit cards and how to protect your card information, then keep reading.

There are many different types of Amazon credit cards, but the most popular are the Amazon Prime Rewards Visa Card and the Amazon Rewards Visa Card.

The Amazon Prime Rewards Visa Card also offers 5% cash back on all Amazon purchases, while the Amazon Rewards Visa Card offers 3% cash back. There are many benefits to using an Amazon credit card.

If you’re an Amazon shopper, you may be wondering how to find your Amazon credit card number. After all, it’s not something that’s prominently displayed on the website.

If you’re still having trouble finding your Amazon credit card number, you can try calling customer service or visiting the Amazon website. With a little bit of digging, you should be able to find what you’re looking for.

This number is used to verify that you are indeed the cardholder when making online or phone purchases. When shopping on Amazon, you will be asked to enter your credit card information during checkout.

Your CVV number is important because it helps to protect you from fraud. By requiring this code for online and phone purchases, businesses can be sure that the person using the card is indeed the rightful owner.

If you are ever asked for your CVV number by a website or business that you do not recognize, do not give out this information. It is likely that they are attempting to commit fraud, and you could be held liable for any charges that they rack up.

If you applied for and were approved for an Amazon credit card, you can expect to receive your card within 7-10 days. Once you receive your card, you will need to activate it before you can begin using it.

Once your card is activated, you can start using it immediately. Be sure to keep track of your purchases and payments so that you do not exceed your credit limit.

Amazon provides 24/7 online access. So, you can check and manage your Amazon payments anytime and anywhere from the comfort of your mobile phone.

Here’s how to edit your credit card information on your Amazon Payment Account: Here’s how to remove a credit card from your Amazon Payments account:

If you’re not careful, it’s easy to lose track of your credit card information and end up in a precarious financial situation. Here are a few tips to help you protect your credit card information:

So, remember to log out of your Amazon Pay account after using it to avoid identity theft or data theft. Also, never save your account password on third-party computers because anyone can access it.

This way, even if someone gets a hold of your account username, they would not be able to guess your password. Some bad examples of passwords are birthdates, pet names, and dates of special days.

Also, Avoid sharing your credit card information with any seller no matter on Amazon or any other platform. Avoid sending payments to any seller via wire transfer, cash or check because this way, they can get a hold of your bank account number.

Only pay via SSL software if you buy from third-party vendors to avoid credit card fraud. It’s important to keep an eye on your credit card statements so that you can catch any fraudulent charges as soon as possible.

Don’t leave your credit card lying around where anyone can find it. Make sure to keep it in a safe place, such as a wallet or purse, when you’re not using it.

This can be a helpful way to stay on top of your account and catch any fraudulent charges before they get out of hand. It’s a good idea to check your credit report regularly to make sure that there is no fraudulent activity on it.

Call Synchrony Bank helpline or Amazon customer service (1-866-634-8379). Tell the representative you want to know your full Amazon credit card number.

After verification, you’ll get your full amazon credit card number. Yes, you can make online payments without CVV.

Although, there are various methods to make online payments without a CVV code, such as: Although hackers have various ways to get a hold of your CVV number, most hackers use two main methods, which are phishing and using a web-based keylogger.

While in the case of web-based keyloggers, they use illegal tactics to get data./information submitted by the users on a website. If you want to get approved for an Amazon credit card, there are a few things you can do to improve your chances.

A good credit score is generally considered to be a score of 700 or higher. To get a good credit score, make sure you keep up with your payments and don’t have any maxed-out credit cards.

Second, provide all the required when you apply. When applying for an Amazon credit card, you will need to provide personal information such as your name, address, and Social Security number.

With a little effort, you can increase your chances of getting approved for an Amazon credit. Thus, you can get your credit card number even if you don’t have your Amazon credit card handy.

Provide the required information and get your full Amazon credit card number.

Because it’s lost, it can be subject to credit card fraud. To avoid further damage, quickly freeze your Amazon card until you locate it.

There is a lot that you can do when you use a Mastercard gift card. From visiting your favorite restaurants and entertainment venues to picking up groceries at your local supermarket or a new outfit from a department store, there is essentially no limit on what you can purchase with your Mastercard gift card.

Mastercard gift cards are accepted virtually anywhere that accepts credit or debit card transactions, and that includes online retailers. If you or someone you know is a habitual online shopper, then you should be delighted to know that Mastercard gift cards can be used to complete online transactions at your favorite businesses.

In an effort to better understand the mechanics of using a Mastercard gift card for online shopping, we are going to address how exactly it works and everything you need to know before making your first online purchase.

Using your Mastercard gift card to complete online transactions is a piece of cake. Similar to debit and credit card transactions, you will need to enter the accurate card information when you select a payment method during online checkout.

The Mastercard gift card information you will need to have on hand includes: So long as you have all of this information at your disposal, you should not expect to encounter any difficulties while shopping online.

Your payment may be declined if you do not have the funds necessary to complete the transaction.

This means that you will need to have an available balance that is at least 20% more than the total cost of the transaction. Anything less and you may not be able to complete the transaction using your Mastercard gift card.

For the billing address section, be sure to fill in your name and address accurately.

You can use a Mastercard gift card just about anywhere, including your favorite online shops. With so much shopping potential packed into one card, there is basically no limit as to what you can buy.

Online, phone, and mail-order merchants based in the United States that accept Mastercard will be able to take your Mastercard gift card as payment. Purchases at merchants based outside of the United States may be restricted.

Here are some examples where you may face restrictions on your Mastercard gift card: If you spend a lot of time browsing the near-infinite catalog of items available on Amazon and consider yourself a devoted customer of the brand, then you are probably wondering if you can use your Mastercard gift card to make purchases from the massive online retailer.

Mastercard gift cards can be used just like normal payment methods when shopping on Amazon. Once you select all of the items you would like to buy and ensure everything you wish to purchase is in your virtual shopping cart, you can proceed to the payment screen where you must choose a payment method that works for you.

In order to pay using a Mastercard gift card, you must add a new card to your account by inputting all of the relevant gift card information including the gift card number, security code, and expiration date.

One great solution you can accomplish in no time at all is transferring your Mastercard gift card funds onto your Amazon account. It’s a quick and simple way to use up the remaining Mastercard gift card balance.

Learn how to add Mastercard gift card funds to your Amazon account by following these simple steps: For more details about his process, Amazon has a page about the benefits of using prepaid gift cards in your Amazon account.

Do you have multiple Mastercard gift cards with different balances. Instead of using each gift card separately to pay for a purchase, combine your Mastercard gift card balance for a sum of money to spend on Amazon.

Adding funds to your Amazon account from various Mastercard gift cards makes keeping track of your finances way more easy and makes paying for your orders a whole lot more convenient for you. It can be hard to remember to use the couple remaining dollars and cents leftover on depleted Mastercard gift cards, but transferring those funds to your Amazon accounts means you will have those funds on hand the next time you go to make a purchase.

Consolidating prepaid gift card balances is a great way to ensure you use the gift card in its entirety and lets you shop at a retailer you love.

Since you really do not want to be put in a situation where you are left without a means to pay, it is important to keep tabs on your Mastercard gift card balance by checking it often.

You will want to make sure you have your Mastercard gift card information on hand so that you can accurately enter it to complete a balance check.

If you turn your gift card over to the back side, you will find a toll-free customer service number you may call in order to activate or check the balance of your Mastercard gift card. The official Mastercard number you can dial is 1-833-623-4266.

Once you have dialed the phone number, you will be asked to provide your gift card account number (16 digits), security code (3 digits), and the expiration date. After this information is provided, you will hear an automated message with your current gift card balance.

Want to check the balance of your Mastercard gift card online instead of over the phone. Check out the official Mastercard website.

Enter the 16-digit card number, the 3-digit security code, and the expiration date into the corresponding boxes. Review the numbers to ensure accuracy by clicking the ‘show card info’ prompt.

If you are a fan of the dozens of great retail gift cards options offered on Gift Card Granny, then you will probably be pleased to know we also sell virtual and plastic Mastercard gift cards. For a small fee, you can purchase Mastercard gift cards and send them to anyone you know for a convenient gifting solution.

There are many different Mastercard gift card options available on Gift Card Granny. Choose from custom Mastercard gift cards, predesigned Mastercard gift cards, Mastercard business reward cards, and virtual Mastercard e-gift cards.

If the gift is for a close friend or relative, then going a step further and uploading your own personal photo to a custom Mastercard gift card can add a special touch.

Buy a Mastercard gift card.

With so much potential to unpack in such a small card, it is something your gift recipient can look forward to using no matter who they are or where they like to shop.

Nowadays, more people are shopping online instead of heading into brick-and-mortar stores. And among the most-visited sites is Amazon, the world’s largest online retailer, offering just about anything you could possibly need.

Although you aren’t technically able to use it on the site, there are ways around this which will allow you to begin making purchases using the funds on your Visa card. Here’s how to do it.

A Visa gift card is a prepaid debit card that functions like a regular debit card and works anywhere that accepts Visa. However, once you run out of funds on your Visa gift card, it cannot be reloaded.

The issuer typically chooses the value of the card which can range from $25 to as much as $750. Many Visa Gift cards are ready to use and activated upon purchase.

Otherwise, call the toll-free phone number on the back to do so. The short answer is yes, you can use a Visa gift card on Amazon, but it’ll take some work.

This second option may not always work, especially if your card has a three-digit CVV. For the first option, before trying to load it onto your Amazon account, you’ll want to make sure that you activate the card and check the current balance (you’ll need the exact dollar amount later).

To check your balance, look at the back of the gift card. You should see a toll-free number that can direct you on how to check your balance.

Some common issuers include: To use your Visa gift card on Amazon, first go to the homepage and then follow the below steps:

Gift cards funds must be good for at least five years under federal law. And, depending on which state the card was purchased in, you may have more time.

Yes, you can make a return on an item you purchased with a Visa gift card. You’ll need your Visa Gift card to process the transaction, so keep it somewhere safe even after the funds are gone.

It seems like every store has it’s own credit card nowadays, including Amazon. But is the Amazon Rewards Visa Signature card right for you.

From card benefits and program basics to fees, drawbacks, and more, we’re outlining everything you need to know in this in-depth review. There is currently only 1 Amazon-branded Visa Signature Card by Chase — Prime Visa card.

As you can see, the main difference between these cards is in the benefits. Prime members get an extra bump up to 5% back at Amazon.com and Whole Foods, which is a nice little bonus if you’re already paying a yearly Prime Membership fee (not to be confused with the annual credit card fee, which neither of these cards has).

It’s UNLIMITED — as opposed to other cards that may cap benefits at a certain spending level.

This is because technically, cardholders are not earning cash-back. Instead, this program uses the term “percent-back.”.

Thinking of your return in terms of earning percent-back rewards converted to points can get confusing. To simplify things, we’ll say each $1 of eligible purchases made with an Amazon Visa Signature Card equals a specific number of points.

For example, if you spent $200 at Whole Foods, you’d earn 1,000 points if you used your Prime Visa card, or 600 points if it was on the standard Amazon Rewards Visa. Your $50 fill-up at the tank would earn you 150 points regardless of which card you used, and that $20 you spent at the movies to catch the latest blockbuster would earn you 20 points.

Hot Tip: It’s important to note that the percent-back does NOT apply to purchases from merchants using Amazon Pay, purchases made on international Amazon retail sites (e.g. Amazon.ca, Amazon.co.uk, etc.), or international Whole Foods purchases.—Additionally, terms and conditions state percent-back is not earned via any other website operated by Amazon, i.e.

A Quick Note on Standard vs. Prime Account Benefits.

In the terms & conditions associated with these cards and their respective benefits, Amazon states the following: “If you switch Amazon.com accounts, use multiple Amazon.com accounts, or your card account is loaded into multiple Amazon.com accounts, then your card account may not automatically earn 5% Back and may instead earn 3% Back.

Special Promotions. The Amazon Visa Signature Cards intermittently offer cardholders ways to earn bonus points through the program or special promotions.

Once points have been accrued, cardholders can utilize them in a number of ways: A lot of cardholders redeem their points in this way, and it’s widely advertised as one of the card’s biggest perks.

However, let’s look at how to redeem for Amazon purchases if you choose to do so. When redeeming at Amazon.com, every 100 points in your account = $1.

You’ll see the total in your account, how much it equates to in cash, and have the ability to use that balance (or a portion of your balance) to apply to your purchase. Simply select your preferred option, then complete check-out as usual.

Because using your Amazon Rewards credit card on Amazon is where you reap the most benefits (remember that 5% back). When you use your points, Amazon’s not giving you 5% back on that part of your purchase.

Say you’re buying a new Kindle Paperwhite for $80, and you’re a Prime Visa card holder. Option 1: Use only rewards points.

Option 3: Use only your Prime Visa Card. Okay, okay…is saving $4 really worth it.

Especially since you probably got this card because you spend a lot on Amazon to begin with.

If you’d like to redeem your points for cash, the program gives you 2 options: Either option may be enacted once you reach a minimum of 2,000 points in your account.

Using your points to redeem for items on Amazon.com would mean you’re not earning rewards on that purchase. The program also allows cardholders to redeem their points for gift cards.

This appears to be the same return rate as opting for cash-back, so there’s not currently an incentive here to choose gift cards over cash-back.

When cardholders log into their account, click through to the rewards link, and then visit the travel section, they’re presented with a phone number to contact a Chase Travel Advisor. While Chase doesn’t elaborate on these redemption options, it does not appear that the Amazon Rewards Visa Signature Program points and Chase Ultimate Rewards are linked.

However, if the account status changes or if it is closed for misuse, fraudulent activity, failure to pay, bankruptcy, etc., the cardholder will immediately forfeit all their points. “Is it worth signing up for Amazon Prime to get the Prime Visa Card that comes with 5% vs.

The answer. It depends.

Strictly from a percent-back perspective, the math works out to a spending threshold of roughly ~$5,000 at Amazon and/or Whole Foods before you start reaping benefits that outweigh the $99 Prime membership fee. So if you’re spending more than $5,000 annually on the card, then yes it’s worth it to upgrade.

However, Amazon Prime comes with much more than just a 5% back benefit, which the math above doesn’t consider. Other money-saving perks include:

For example, if you watch just 1 Prime movie a month that otherwise would have cost you $5, you’re saving $60 over the course of a year. The above math also doesn’t take into account the $70 vs.

That additional $20 essentially cuts the membership fee down to $80. Bottom Line: If you’re likely to utilize additional benefits of Amazon Prime and generally spend a decent amount on Amazon throughout the year, then signing up for the Prime Visa Card and it’s 5% back option is likely worth it.

—If you don’t already have Prime, you don’t think you’ll utilize any of the extra perks, and you aren’t likely to spend over $5,000 on Amazon in a year, don’t sign up for Amazon Prime just to get the extra percent-back. Go with the standard Amazon Rewards Visa Signature Card and its 3% back.

Travel-related perks: Visa Signature Luxury Hotel perks:

For more details related to these additional benefits, you can visit Amazon’s explanation of benefits page or read our review on Amazon Prime Visa Card benefits. You’ll be asked to sign in to your Amazon account before proceeding.

You may be approved instantly, or you may receive a message stating they need more time to review your application. Among other fine print terms, the program points out that the following qualifications are important:

In general, the consensus across many credit card review sites is that a “good” credit score is needed to secure either of these cards. However, each application is reviewed on an individual basis, and reports of approval have been verified from customers with credit scores in the mid-600s.

As this is a “store card,” it can only be used at Amazon.com — a major drawback for consumers who need a credit card for everyday purchases outside of Amazon. The main benefit of this card is.

The best credit cards for shopping on Amazon let users earn the top rewards rate on everything they buy from the online retailer and its associated brands, including Whole Foods. That said, there’s more than one Amazon credit card to consider, so you’ll need to do some research before you apply.

10-11, you’ll want to act fast. When it comes to store cards, that is those for use within a limited Amazon universe, Synchrony Bank offers the Amazon Store Card* and its counterpart for Amazon Prime members, the Amazon Prime Store Card*.

Both secured cards required a minimum security deposit of $100 to establish your line of credit. If you’re looking for a card to use for purchases with Amazon and beyond, Chase offers the Amazon Visa* (formerly known as the Amazon Rewards Visa Signature Card) and the Prime Visa (formerly known as the Amazon Prime Rewards Visa Signature Card).

Essentially, your card of choice will boil down to your credit score and whether you’re an Amazon Prime member. Here’s a quick guide to the various Amazon credit card options to help you choose the best one for your lifestyle.

The card application process will direct you to the card that matches your Prime status. In either case, being a Prime member is the best way to maximize your credit card rewards on Amazon purchases.

A big difference between the Synchrony Amazon cards and Chase Amazon cards is where you can use them. Synchrony’s Amazon cards are closed-loop credit cards, meaning you can only use them at a specific store or family of brands.

Chase’s Amazon cards, however, are open-loop cards, meaning you can use them anywhere Visa cards are accepted. This means you can use the Prime Visa for dining out, groceries, regular bills, miscellaneous spending and more in order to increase your rewards haul over time.

Typically, you can qualify for Synchrony’s Amazon store cards with a fair credit score (580 to 669). On the other hand, you’ll likely need at least a good credit score (670 to 739) to qualify for one of the Amazon Visa cards from Chase.

However, Chase’s Prime Visa also offers 5 percent back on Whole Foods purchases, Amazon Fresh purchases and Chase Travel purchases with an eligible Prime membership, as well as 2 percent back on restaurant, gas station and local transit and commuting purchases. All other spending earns 1 percent back.

Without a Prime membership, you don’t earn any rewards with Synchrony’s Amazon Store Card. Also, your rewards with the Amazon Prime Store Card are not as flexible as the ones you earn with Chase Amazon cards.

However, your Prime Visa and Amazon Visa rewards can be redeemed in many ways — cash back via bank deposit, statement credits for Amazon purchases or gift cards. You can also use rewards earned with the Prime Visa and Amazon Visa to book travel through Chase.com.

Synchrony’s Amazon store cards offer longer financing periods on Equal Monthly Payments purchases. With the store cards, you can get six, 12 or 24 months to pay off your purchase at a 0 percent APR:

Conversely, the Chase Prime Visa and Amazon Visa cards offer six or 12 months to pay off your purchase with no interest, with the following requirements: Once again, however, you have to forgo rewards on purchases when you apply these special financing offers.

Chase cardholders may also qualify. Note that the 29.99 percent variable APR on Synchrony’s Amazon store cards is fairly high compared to the average credit card interest rate and could come back to haunt you if you use the Special Financing option.

Whether you get a store credit card from Synchrony or a Chase credit card, we recommend you get the Prime version if it makes sense to do so. If your credit isn’t good enough to get a Chase credit card, consider one of the Synchrony Amazon cards — preferably the Prime version so you can earn rewards.

If your credit is good enough for a Chase card, the Prime Visa is certainly worth it. You can use the same spending strategy to cover your Prime membership cost with rewards, but in this case, you’ll have more spending options to earn rewards on.

Be sure to pay your balance in full each month to avoid interest charges and only purchase what you need. Amazon Prime Big Day Deals will be here before you know it, and you need to make sure you’re paying with the right credit card.

Whether you should get a store card or the Prime Visa depends on if you want to be able to use your card for other bills and spending, too. Other factors to keep in mind include the added perks you can get with the Prime Visa, as well as the credit score you’ll need to get approved.