When you’re looking to buy someone a gift but don’t know what to get, money expert Clark Howard wants you to be very skeptical about ever purchasing a Visa gift card. Clark doesn’t like retail gift cards either, but it’s these prepaid gift cards that are a real concern.

First, the cards aren’t cheap. Visa gift card purchase fees vary by card, but the Target Visa Gift Card carries a $5 purchase fee for a $50 gift card, bringing the total to $55.

The fees don’t stop there. Some Visa gift cards have monthly maintenance fees after a year of inactivity, so you want to read the fine print to look for cards that say there are “no fees after purchase.”.

Some banks, including U.S. Bank, also sell Visa gift cards to their customers.

Although the cards can be used at millions of retailers where Visa debit cards are accepted, both online and offline, there are times when purchases are declined. For example, a member of Team Clark received a Visa gift card that was disabled at gas pumps and had to go inside the station to use it.

Some of them authorize an additional temporary 20% gratuity charge to your bill, but the actual charge is the price of the meal plus any gratuity you add. If your bill is $50 before tip, your $50 gift card may be declined due to the preauthorization hold.

You must always make sure you have enough money on the card to cover the purchase amount and the hold. Explanation of pre-authorization holds from the terms and conditions:

This estimated total price will be for an amount greater than the initial purchase, 20% or more, to allow for tips, incidentals or additional services and will reduce your available balance. CLARK TIP: If you have a gift card with just a few dollars left on it, spend it at the grocery store.

Finally, thieves love gift cards. On his show, Clark shared how he heard a story from someone who went to use a new Visa gift card, but the value had already been emptied.

This is just one more reason Clark prefers credit over debit or gift cards. If you report a credit card lost or stolen, no money typically comes out of your pocket.

“They’re vastly, overwhelmingly and completely inferior to giving somebody cash when you don’t know what to give them.”.

A Visa Gift Card can come in handy when you’re out shopping without a list. Unlike standard gift cards that cover specific goods and services, prepaid gift cards can be used for gas, groceries, and any other one-time purchase.

In this article, we’ll go over the standard terms and conditions and show you how to get free Walmart gift cards using Mode Mobile’s products.

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You can use your Walmart Visa Gift Card to make purchases within all 50 states in the U.S. and the District of Columbia.

territories. Any merchant that accepts Visa debit cards will likely accept a Walmart Visa Gift Card, excluding venues that take manual card imprints.

You can use your card for both in-store and online purchases as long as you stick to the designated regions. That means you can’t cover online or telephone orders from international retailers with a prepaid gift card.

Prepaid gift cards are best suited for one-time payments, such as shopping for groceries or buying gas. Registering a Walmart Visa Gift Card is necessary for data protection in case your card gets lost or stolen.

The entire process can be handled online and is pretty straightforward—follow these steps to register your Walmart Visa Gift Card: You can use the website to check the card balance, shop online, and view your transaction history.

You can reach them at (866) 633-9096 during their regular business hours (Mon–Fri, from 7 a.m. to 5 p.m.).

According to the Cardholder Agreement, Walmart doesn’t offer cash refunds for lost or stolen Visa Gift Cards.

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As a Visa Gift Card user, you can only load cash to the card one time, so make sure to check your balance regularly. You can do so by going to any Walmart store and asking the cashier to swipe the card or online by following these steps:

In case you don’t have enough cash on your card to make a purchase, you may be able to split the transaction. Some merchants allow shoppers to combine different payment methods when ordering from their website.

Since you cannot transfer funds from a different prepaid gift card or any other source, you’ll have to buy a new one.

The purchase fee for Walmart Visa Gift Cards depends on the chosen denomination. Currently, you can get a prepaid gift card in a fixed value of $25, $50, or $100, or in variable amounts between $50 and $500.

The payments will stop once you make a transaction or when the balance is drained entirely. If your card was issued by Green Dot Bank or Sunrise Banks, N.A., you’ll be exempt from the fee, as per Walmart’s Cardholder Agreement.

Gift Card. Purchase Fee.

$3.44. $50 Walmart Visa Gift Card.

$100 Walmart Visa Gift Card. $5.44.

$4.94. Monthly maintenance fee.

Walmart organizes regular giveaways, i.e., sweepstakes, where customers get a chance to win free Walmart gift cards in the amount of $100 or $1,000. The promotional event takes place in all stores within the 50 U.S.

If you want to enter the competition, you’ll have to adhere to the official rules, which state that only legal residents of and above the age of majority can apply. Walmart shoppers have another chance to get free gift cards via the store’s Trade-In Program.

Mind you, the device will have to pass the evaluation for the exchange to take place. Considering Walmart’s immense customer base, the chances to sweep a $1,000 gift card in a giveaway are slim.

Gift card apps allow you to collect redeemable points by performing specific online activities, like taking surveys or watching ads. You can then convert the accumulated points into free gift cards.

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Visa and Mastercard gift cards can be extremely useful tools to maximize rewards on credit card spend. These cards are sold both in fixed denominations and in variable-load forms where you can put anywhere between $20-$500 on the card.

Outside of periodic sales, there is almost always an activation fee on these cards, usually from $3.95-$7.95. Much of the points and miles world regards these gift cards as only being useful for “manufactured spend,” or MS, where the gift cards are somehow liquidated into cash or money orders that can then be deposited.

Note – Banks have different levels of tolerance for spending on gift cards. It’s best to start off small and ramp up your spending over time.

Be very careful with how much and how often you buy, or you risk claw back, pop-up prison and potentially, shutdown. Regardless of how you use them, the first step is to find Visa or Mastercard gift cards that can be bought with a credit card, with low activation fees, and without risk of incurring cash-advance fees.

And even within the US, options will vary immensely by region, by county and by store.

Table of Contents. There are often promotions to save on purchase or activation fees, or instant rebates on gift card purchases.

None of the following in-person options provide a way to recover fees through portals, nor do they offer gift cards with your name on them. That said, it is sometimes possible to earn rewards with card-linked offers.

DISCLAIMER. Miles to Memories & the author are not credit providers and do not provide personal, financial or professional advice or credit assistance.

The information published on this site and on this page should not be relied upon as a substitute for personal financial or professional advice. Miles To Memories and the author strongly recommend that you seek independent advice before you do anything described on the site and/or page.

Last Updated: 12/19/2020. This is an up to date resource describing some of the best ways to liquidate or spend down pin-enabled Visa or Mastercard gift cards which can be purchased at a variety of retailers including: office supply, drug and grocery stores.

With that said, there are plenty of options for liquidating or spending down the cards. Why Purchase Visa or Mastercard Gift Cards.

Discounts can often wipe out the purchase fee for these cards and allow the purchaser to make a modest profit. Additionally, some credit cards pay up to 5x points/cash back at many of the stores which sell Visa or Mastercard gift cards.

Pay Your Mortgage/Car Payment, Etc. Perhaps the most obvious way to dispose of the cards is by using them to pay your bills.

Unfortunately Visa & Mastercard gift cards, despite being pin-enabled, are treated as credit cards with Plastiq meaning they incur a higher fee. (UPDATE as of 1/1/20 Plastiq will no longer accept gift cards as a form of payment).

Pay Everyday Bills. Additionally, you could pay normal bills or do your local shopping with these cards.

Billers like utilities who normally accept credit cards for payments, will often accept them as well.

(Vanilla Visa gift cards will not work at Walmart in transactions of $50 or more.) If you aren’t familiar with GoBank, it is an alternative prepaid card/account that can be loaded the at Walmart registers in the same manner as Bluebird. In Walmart stores Visa and Mastercard gift cards can be loaded at any register although some stores require you to go to the MoneyCenter.

Mastercard gift cards often run as credit and thus can be problematic at Walmart. Here is a detailed work around that works at some stores, but not others.

US Bank Visa gift cards and Metabank Mastercard gift cards are not having issues. There has also been a memo sent out discouraging this practice.

Merchant gift cards have become big business. We often cover deals for merchant gift cards on sale for up to 20% off.

I generally don’t recommend stockpiling merchant gift cards, but if you find a gift card deal for a merchant that you frequent often, it can be a great solution. Many stores also offer fuel and other rewards for the purchase of merchant gift cards which can help to stack the savings.

Since the most profitable prepaid Visa or Mastercard gift cards to buy are usually in $100, $200 and $500 denominations, they tend to be too much to give as gifts. With that said, special occasions such as weddings and graduations often warrant larger gifts.

Warning: While this is an option, it is generally not one I recommend for most people. There are a lot of things to consider before buying money orders.

You can use prepaid Visa or Mastercard gift cards to purchase money orders at Walmart and various grocery stores. Which stores allow you to do this will vary by region.

Certain banks have been known to shut down accounts for depositing too many money orders and not all grocery stores will allow you to purchase money orders with these gift cards. The best way to find out your options is to experiment and research.

Update 12/19/20: Metabank Visa gift cards are having issues at Walmart. US Bank Visa gift cards and Metabank Mastercard gift cards are not having issues.

We have yet to see if, and how, it will be enforced. One of our main focuses on Miles to Memories is bringing you some of the best deals available.

Paypal allows you to use prepaid gift cards for purchases and most retailers will allow you to pay with them online or in-store. Have you ever seen a great deal on an iPad or something else that can be sold at a profit or even breakeven.

If your favorite prepaid Visa & Mastercard gift card liquidation method gets shut down or is no longer available, there may be a way to liquidate these cards in an emergency for a fee. Services like Paypal and others allow people to send money to each other for a fee which normally equates to about 3%.

Also, companies like Square and a few other companies have payment readers which allow you to accept credit card payments. Technically you could pay yourself with those cards and pay the merchant fees, although it rarely works as smoothly as you think it will.

All of the companies I mentioned are known to shut down accounts for abuse meaning you aren’t going to be able to liquidate huge amounts of money at any given time. Additionally, if you pay yourself as a merchant, there may be tax implications.

There are many many more ways to liquidate prepaid Visa & Mastercard gift cards. Many opportunities are too tricky to mention here while others are regional.

If your preferred method of liquidating prepaid Visa & Mastercard gift cards has ended, the sky is not falling. You may incur some fees for liquidating, but the money is not lost.

If you think hard enough and do some research, the possibilities are almost limitless. This is an updated resource listing methods that I feel are viable.

If you feel any viable methods have been left out then please let us know.

Unlike other brands of gift cards, the Visa gift card can be used at any retail store that accepts them. Visa is a digital payment leader that operates in over 200 countries.

So, if you need information on how much money you can load and where to spend it, you are reading the right article. Giving gift cards to loved ones during special occasions is a generous act and Visa gift cards make it interesting because the recipient can choose their own gifts and not be limited to a specific retailer to use the gift card on.

When you want to purchase a Visa gift card, knowing how much money you can load into it is important. These cards have a minimum and maximum amount you can load into them.

However, you can do well to verify from the issuer’s policies because the amount you can load due to the card being a physical gift card or an e-code. Moreover, to check your Visa gift card balance, you can do so through the Visa website or customer care service.

They can be used anywhere Visa cards are accepted – online and offline.

Furthermore, the gift cards can also be used for international transactions at a wide range of retailers, while the process of payment is as simple as just swiping your card at the counter or inputting your card details online and you’ll be debited instantly. That is the beauty of Visa gift cards – flexibility when it comes to where to spend and how to spend.

How do I use my Visa gift card online. The card can be used for online transactions by inserting details such as the card number, expiry date and the CVV code found on the back of the card at checkout or where required.

Can I add more money to my Visa gift card. No, you cannot add more money.

Where can I use my Visa gift card. Your Visa card can be used online and offline at any retail store as long as Visa is accepted there.

Do Visa gift cards have an expiry date. Yes, your card has an expiry date.

However, it is important to use the value of your Visa gift card because the card account will be closed and any unused balance will be lost. The card expires typically within 7 years.

You can check your Visa gift card balance online or by calling a toll-free support line at the back of the gift card. Simply provide your card number and PIN, or any other required information for confirmation.

Your card balance is updated instantly each time you use your card for online purchases. However, If your transaction is declined due to insufficient balance for the purchase, no funds will be deducted from the card balance.

So if you find yourself thinking a lot about the gift to present to a special person in your life during an occasion consider the versatile Visa gift card. It’s more than a card.

And it serves as a gateway to an array of shopping experiences both online and offline. So feel free to embrace convenience, spread happiness and maintain the essence of generosity.

Are you curious about how to get the most out of your Visa gift card. Well, guess what, besties.

Whether you got a Visa gift card as a present or you want to get one for yourself, you have to know how to access that cold hard cash through ATMs if you want to level up your game. Visa gift cards are the bomb if you’re looking for flexibility and convenience.

They give you the freedom to choose what you want, and now it’s time to learn how to cash in on that convenience without any hiccups. By the end of this article, you’ll be the chief of ATM transactions because you’ll be armed with all the knowledge and confidence you need to make those smooth moves with your Visa gift card, no cap.

Before you even think about using a Visa gift card to pull out some cash at the ATM, there are a few things you should wrap your head around. These transactions work a bit differently from regular debit or credit cards, so listen up, my friend.

Yeah, it’s a whole different ball game, trust me. Let me break it down for you, shall I.

Alright, listen up. Before swiping that Visa gift card at the ATM, you have to ensure it’s activated.

Then, you’re good to roll and make those ATM transactions. Keep it real, folks.

Visa gift cards are prepaid cards, you know. It means you have to load up the funds before using them.

No extra stuff. This way, you can be all smart and control your spending.

But hey, wait a minute, are you a budget master too. Odogwu, like you, maybe you don’t need a budget, right.

To use your Visa gift card at an ATM for cash, you must set up a personal identification number, aka PIN. You know, that secret code that keeps your transactions secure and makes sure only you can get all the sweet stuff on the card.

They usually come with the card or can be found on the card issuer’s website. Make sense, right.

Note: Understanding these basic concepts will lay the foundation for using your Visa gift card smoothly at ATMs. Now that you are familiar with the basics, besties.

Alright, listen up. Using a Visa gift card for ATM transactions isn’t rocket science.

Just follow these steps, and you will be making seamless withdrawals like a boss with your Visa gift card. So, let’s get into it, shall we.

First, find an ATM nearby that accepts Visa gift cards. Because you can’t just whip out your Visa gift card and expect to make a withdrawal without an ATM, right.

Input your Visa gift card into the ATM’s card slot. The ATM will do its thing and ask if you’re ready to go ahead with the transaction, you know.

Time to punch in that PIN you set up for your Visa gift card. The ATM needs to make sure it’s really you.

You don’t want to mess up and cause any trouble. Look at the screen and find the “Withdrawal” or “Cash Withdrawal” option.

Choose wisely, my friend. It’s cash time.

Just make sure it’s within the balance available on your Visa gift card. Some ATMs have set amounts, but others let you go wild and type in your own digits.

If everything looks solid, go ahead and confirm that withdrawal. The ATM will do its magic and spit out the cash you asked for.

After you withdraw, the ATM will ask if you want to perform another transaction. If you’re done, just hit that right button to end the whole thing and grab your Visa gift card.

To make your ATM transaction with a Visa gift card seamless, remember these tips: Check ATM compatibility, know your balance, secure your PIN, be mindful of fees, and have an alternative payment method. So, before you are excited to withdraw cash from the ATM, ensure that the ATM accepts Visa gift cards.

you know what I’m saying. They might have some restrictions or limitations, and I don’t want you to face any inconveniences, do I.

Picture this: you got a thousand Naira in your account and are trying to withdraw two thousand Naira. Oh no, my friend, that’s just asking for trouble straight up.

Don’t be caught out there, you hear.

No share am with anyone o, not even your bestie. Keep that thing locked up in your memory and avoid writing it down in order to be safe.

They can charge you for things like ATM surcharges and balance inquiries. It’s a good move to get familiar with the fee structure of your card, so you can make smart decisions and avoid getting hit with unnecessary costs.

But it is not a bad idea to have a backup plan, you know what I’m saying. Just in case, carry some cash or maybe another debit or credit card.

Be prepared, my friend. Here are answers to some common questions about using Visa gift cards for ATM transactions:

You might want to check with the card issuer or the terms and conditions just to be sure, you know.

Visa gift cards are no prepaid credit cards, my friend. They come loaded with a fixed amount of funds for spending or withdrawing until you use up all the funds.

some prepaid cards might have restrictions or extra fees if you use them at an out-of-network ATM.

You can use gift cards, even Visa ones, at an ATM, besties. Just make sure they’re enabled for ATM transactions and compatible with the ATM you’re using.

Alright, peeps, here’s the deal – using a Visa gift card for ATM transactions is the bomb. It’s super convenient and totally secure, you know.

You’ll be withdrawing cash like an odogwu with your Visa gift card. And hey, when it comes to buying or selling gift cards, nobody has your back like Cardtonic.

Visit Cardtonic today to explore a wide range of gift cards, including Visa gift cards.

Nowadays, more people are shopping online instead of heading into brick-and-mortar stores. And among the most-visited sites is Amazon, the world’s largest online retailer, offering just about anything you could possibly need.

Although you aren’t technically able to use it on the site, there are ways around this which will allow you to begin making purchases using the funds on your Visa card. Here’s how to do it.

A Visa gift card is a prepaid debit card that functions like a regular debit card and works anywhere that accepts Visa. However, once you run out of funds on your Visa gift card, it cannot be reloaded.

The issuer typically chooses the value of the card which can range from $25 to as much as $750. Many Visa Gift cards are ready to use and activated upon purchase.

Otherwise, call the toll-free phone number on the back to do so. The short answer is yes, you can use a Visa gift card on Amazon, but it’ll take some work.

This second option may not always work, especially if your card has a three-digit CVV. For the first option, before trying to load it onto your Amazon account, you’ll want to make sure that you activate the card and check the current balance (you’ll need the exact dollar amount later).

To check your balance, look at the back of the gift card. You should see a toll-free number that can direct you on how to check your balance.

Some common issuers include: To use your Visa gift card on Amazon, first go to the homepage and then follow the below steps:

Gift cards funds must be good for at least five years under federal law. And, depending on which state the card was purchased in, you may have more time.

Yes, you can make a return on an item you purchased with a Visa gift card. You’ll need your Visa Gift card to process the transaction, so keep it somewhere safe even after the funds are gone.

Prepaid cards and gift cards are both pieces of plastic that can be used to make purchases. They make popular presents as well: A versatile way to give a recipient the funds to buy whatever they like that seems safer and a touch classier than a wad of cash, and more convenient than a personal check.

Investopedia / Alison Czinkota. Prepaid cards are technically a type of debit card.

They then can be used in person or online to purchase items or pay bills. They can also be used at ATMs to withdraw cash.

Just like regular credit cards, prepaid credit cards have a number and an expiration date printed on the front or back, and they generally can be used in the same places. The amount of money deposited or “loaded” onto the card represents the card’s credit limit—that is, how much can be charged on it.

In fact, a prepaid debit card can be used repeatedly, so long as the cardholder keeps adding money to the card. It may carry a monthly fee, however.

Although the terms are often used interchangeably, these prepaid cards are not the same as prepaid credit cards. Requiring an application, a credit check, and approval from the issuer, a prepaid credit card functions like a regular credit card: the cardholder can maintain an outstanding balance, receives monthly statements, etc.

Prepaid cards are technically prepaid debit cards: When used in a transaction, the money on them is subtracted right away, and not put on a balance to be paid later. A gift card is also a type of stored value card loaded with funds for future discretionary use.

Once this sum is spent, the card can no longer be used. Gift cards also have expiration dates, which are often much shorter than that of prepaid cards.

Gift cards—also known as stored value cards—can be purchased in several different formats. The most familiar type is what’s technically known as a closed-loop card: It is good only at a particular merchant or certain retailer and bears that outfit’s name and logo.

Gift cards began with specific stores. Now, however, many of the major charge or credit card issuers, like American Express, Visa, Discover, and MasterCard, are also offering gift cards, good anywhere the regular plastic is accepted.

These cards may carry a one-time activation fee.

At its crux, there are fundamental differences on the intention behind how gift cards and prepaid cards are to be used. In many instances, gift cards may be more commonly acquired to gift to someone else while a prepaid card may be more suitable for personal use.

Gift cards are typically limited to a single store or set of stores, but prepaid cards can be used anyplace that supports the electronic payment network such as Visa or Mastercard. Therefore, prepaid cards are often more versatile.

There may also be different costs associated with each type of card, though this does hinge on the issuing company or entity. Gift cards may have activation, maintenance, or inactivity costs, whereas prepaid cards may have activation, monthly maintenance, and transaction fees.

The last primary difference between gift cards and prepaid cards. Gift cards may have an expiration date after which the remaining balance is lost, but prepaid cards do not usually have an expiration date but may have a monthly maintenance cost after a specified amount of time.

A gift card is a form of stored value card that has money loaded on it for future discretionary usage. Only a specified quantity of money is contained within it.

In some ways, it represents many features of money but it is also more restricted compared to normal cash. Some gift cards have an expiration date on them.

They have charges. Some gift cards, particularly those issued by banks, have fees for specific events.

Although neither card helps you develop credit, both prepaid cards and debit cards can help you manage your money in various ways. A prepaid card makes it easier to spend within confines compared to a debit card.

Cardholders may be subject to a variety of costs, such as activation fees, transaction fees, ATM withdrawal fees, reloading fees, monthly fees, or inactivity fees.

There are fundamental differences between how a gift card may be used with a specific company and how a prepaid card may only be used at merchants that accept that specific payment method.

Gift cards are a popular gift option, but what to do if you don’t want to use them. Or maybe the card is for a store that doesn’t have a location near you.

Here’s how to do it. There are several ways to transfer money from a gift card to a bank account.

Once the card is connected, you can simply forward the money to your bank account. Another option is to use a prepaid debit card that you can link to your bank account.

Check out this guide for more information on how to do it.

Gift cards are an increasingly popular gift choice because they allow recipients to choose the perfect present. Gift cards usually come with a set value, such as $50, which is pre-loaded onto the card by the purchaser.

Once the balance on the card is depleted, you cannot use the card anymore. A gift card can be a convenient way to give someone a gift, especially if you don’t know what they want.

However, it’s important to remember that gift cards are not the same as Cash. They often have expiration dates and fees, so it’s essential to read the terms and conditions before you buy or use one.

Here is a look at some of the most popular types: Now that you know about the different types of gift cards available, you can decide which type is right for your needs.

Or maybe you’ve received a gift card as a present but don’t know how to use it. Did you know that you can transfer money from your gift card to your bank account.

If you have a gift card that you would like to use to transfer money to your bank account, there are a few different ways: If you have a Gift Card and would like to transfer the funds to your bank account, you can do so easily via PayPal Wallet.

That’s it. You’ve now transferred the funds from your Gift Card to your bank account.

To begin: That’s all there is to it.

Here’s how to do it: Square is a popular payment processing service that allows you to accept and process credit and debit card payments.

To use Square to transfer money from your gift card to your bank account, you will first need to sign up for a free account. Once you have an account, you can link your credit or debit card.

One option is to use a service like MoneyGram. Here’s how to transfer money from a gift card to a bank account using MoneyGram:

Now you know how to transfer money from your gift card to your bank account using different websites and platforms. It can be tricky to convert a gift card to Cash, but it is possible.

One option is to sell gift cards to a gift card exchange service. These services allow you to sell your gift card for Cash and typically offer a slightly higher rate than the card’s face value.

For example, you might exchange your Visa gift card for a store-specific gift card that you can use to purchase items from that store and sell for Cash. Here are some different ways how can you sell your visa gift card:

If so, you can sell it online using a website like Gift Card Granny. Here’s how it works:

So if you have a card you don’t need, check out Gift Card Granny and sell it today.

There are a few different apps that you can use to do this, but we recommend using Cardpool. Cardpool is an app that allows you to sell your gift cards for Cash.

This is a great way to get rid of a gift card you don’t want or need. To sell your Visa gift card using Cardpool:

If you’d rather sell your Visa gift card directly to another person, you can do so by finding someone interested in buying it. You can ask around family and friends or search for potential buyers online.

A few options are available if you want to sell your Visa gift card directly to another person. You can list it for sale on a site like Craigslist or eBay, or you can find someone interested in buying it now from you.

You’ll also need to be careful when dealing with buyers, as there is always the potential for scams. You can use gift cards to pay your bills.

Simply enter the gift card number and expiration date when prompted during bill payment. You can also use gift cards to pay for other services, such as online subscriptions or memberships.

This can be a great way to get a discount on your bill payments. Some rewards programs even allow you to transfer points or miles to a designated billing account.

Paying bills with gift cards can be a great way to stay on top of your finances. With some planning, you can use gift cards to save money and keep your budget on track.

But did you know there are kiosks where you can convert your unwanted gift cards to Cash. These Kiosks include Target, Walmart, Walgreen, Krogers, and CVS.

You can easily convert your unwanted gift cards to Cash using a gift exchange kiosk at Target. Here’s how it works:

If you have a gift card you don’t want or need, you can exchange it for Cash at a Walmart gift card exchange kiosk. Here’s how to use a gift card exchange kiosk at Walmart:

Here’s how it works: It’s that easy.

If you have a gift card, you don’t want or need, you can exchange it for Cash at a Kroger gift exchange kiosk. To get started:

Here’s how: Keep in mind that the kiosk will only give you a portion of the value of your gift card.

You can purchase money orders at most post offices, grocery stores, and banks. You must pay with Cash or a debit card when buying a money order.

If you have a gift card you’re not using, you can convert it to Cash by buying other merchants’ gift cards. Here’s how:

Finally, you can also use your gift card to buy items you can resell for a profit. This is a bit more work than the two methods we have discussed, but it can be a great way to make some extra money.

You can then purchase these items and resell them at a higher price. No, Coinstar does not buy gift cards.

Coinstar will provide you with a cash voucher that you can use at a participating retailer. Check with your local Coinstar kiosk for more information.

You can do this by using a service like CardCash or working with the company’s customer service team that issued the card. In most cases, a fee will be associated with this transaction.

Some prepaid cards compatible with Zelle include those issued by Bank of America, Chase, Citibank, and Wells Fargo. However, this is not an exhaustive list, so check with your bank or credit card issuer to see if they offer this option.

You can do this by linking your gift card to PayPal, Venmo, or Cash App and forwarding the money to your debit card. While there may be a fee associated with this service, getting your money from a gift card to a more helpful form is generally worth it.

Every year many millions of Americans are buying, giving and using prepaid Visa gift cards. It is a convenient and easy way to get around the purchaser’s gift shopping dilemma, even as the outsourcing of the real shopping decision works out just fine for the gift recipient, who gets to buy something he or she actually likes.

It makes perfect sense then that gift cards, and prepaid cards in general, have long been the fastest-growing non-cash payment type in the U.S. Still, much loved as they are, gift cards are not exactly risk-free.

Yet, it’s still money and common sense dictates that both the gift card’s buyer and user should ensure that they are getting a good deal for the money. Now let’s see exactly what gift cards are, how they work and how to manage them correctly.

Note that, if the front of your gift card states “Valid only in the United States”, your bank has issued a Domestic Use Only card. In this case, though your gift card will not be accepted at locations outside of the United States, it would still be welcome at millions of locations within the U.S., wherever Visa Debit cards are accepted.

The value of the prepaid Visa gift card is determined at the time of its purchase and the spending limit is the amount of money placed on the card by the buyer. Using a prepaid Visa gift card is simple — just follow these steps:

However, if your card requires activation, you will usually see a sticker with instructions and a toll-free phone number to call. You can use your prepaid Visa gift card anywhere Visa is accepted, including at your supermarket, gas station and online.

In a brick-and-mortar store, you would just slide or insert your gift card to pay. For an online checkout, you would enter your Visa gift card number, expiration date and CVV in the appropriate form field, as you would do with any other card.

In case you ever need to make a return, you would need to show the card to the merchant. Before using the card, store its information in a safe place, in case your card is lost or stolen.

It is also a good idea to register the card with the issuer, where available. When you make a purchase, ensure that you know the remaining balance on the card, then select credit and sign for your purchase.

If your card does not come with a pre-set PIN, you will have to set one prior to making the purchase for the debit payment option to work. You can go to your issuer’s website and login with your Visa gift card number and the 3 digit security code on the back of the card.

You can use your card to make purchases anywhere Visa debit cards are accepted, either as PIN-based or signature merchant transactions. Yes, you can use your gift card.

Merchants will compare the signature on the back of the card to the one on the sales receipt that you sign. Every time you use your Visa gift card, the purchase amount is deducted from the available balance on the card.

As your gift card is similar to a debit or credit card, merchants cannot see the remaining balance on your card. To check your balance, you may call the toll free number on the back of the card or check online, where available.

There is no limit either on how frequently you use your gift card to make purchases or the number of merchants where you use it. The only limit is on the amount of funds available on your Visa gift card.

This type of payment is known as a split tender transaction. Tell the merchant that you will be using two payment methods.

Your prepaid Visa gift card is non-reloadable and can no longer be used. However, as already noted, it is still a good idea to keep your gift card, in case you need to return merchandise for credit.

Otherwise, your card can be used at any merchant that accepts Visa debit cards. Note that transactions made in currencies other than U.S.

dollars, plus any issuer international transaction Fee, if applicable. Yes, your gift card can be used to withdraw funds by ATM or to receive cash advances.

There may be a maximum limit of the daily amount you are allowed to withdraw, including any fees that the ATM owner may charge per transaction. Yes, you can use your card at gas stations.

You may check your card balance by calling the number on the back of your gift card or online at your issuer’s website, where available. You can use your prepaid Visa gift card until the funds are fully used up, or until the last day of the expiration date on the card.

Different merchants have instituted different return policies. Yet, returns on your Visa gift card will be handled by the merchant in the same way that returns are handled with any other Visa card.

(See below for further details.). No, your prepaid Visa gift card cannot be used to reserve any balance that has not yet accrued, including for hotel rooms or rental cars.

If this amount exceeds the available balance on your gift card, the transaction authorization may be declined. Notify the merchant that they should only deduct a specific amount from your gift card and make payment for the remaining balance by another payment method.

For security reasons, most internet, mail order, and telephone order merchants require that the billing address for your order match the billing address on your card. With that in mind, register your card before placing any orders, if your issuer supports the option.

If your card is lost or stolen, notify your issuer immediately by calling the number on the back of your card or go online on their website. (See below for further details.).

You will be asked to provide the issuer with your 16-digit Visa gift card number to cancel your lost or stolen card and receive a replacement card. That is another reason to keep your card number in a safe place in the event this should happen.

In most cases where a payment is declined, your Visa gift card’s remaining balance is not enough to cover the purchase amount. Note that some merchants, such as restaurants, beauty salons, cruise lines or mail order companies require that your card must have a greater remaining balance than the purchase amount, in order to allow for tips or incidental expenses.

So, pay close attention to the transaction amount and make sure you know whether it is applied to your Visa gift card. Your prepaid Visa card issuer may charge a monthly maintenance fee, if you haven’t used your card for a certain predefined time period.

Check the terms of use and make sure you understand whether and when such a fee is assessed, and at what amount. In case you have a question about, or are disputing, a certain transaction, you should contact the merchant directly to settle.

Do you want to buy something from Amazon, but don’t have enough money on your debit or credit card. Most people don’t know that you can use more than one Visa gift card on Amazon.

Here’s how to use multiple visa gift cards on amazon. If you have multiple Visa gift cards, you can use them on Amazon.com by adding each card to your account as a payment method.

Once your card is added, you can select it as a payment method at checkout.

But before we dive in, let’s first have a detailed look at Visa Gift Cards.

Many people use this card as a gift option as it allows recipients to choose their own gifts and avoid unwanted gifts. You can usually find Visa Gift Cards at your local grocery store or department store.

They are also an excellent option for those who do not have a credit or debit card or for those who want to avoid using their card for online purchases.

You can do this by going to the website or by calling the customer service number on the back of the card. Once you have loaded money onto the card, you can use it like a credit card.

If you want to give someone a Visa Gift Card, check the terms and conditions before buying it. Some cards have expiration dates or service fees.

Remember that Visa Gift Cards are like cash, so keeping them safe and secure is essential. Be sure to sign the back of your card as soon as you receive it, and never give your card number to anyone over the phone or online.

With a Visa Gift Card, you can enjoy all the benefits of a Visa credit card without carrying around cash or worrying about credit card fees. Here are some of the top benefits of using a Visa Gift Card.

It can be used anywhere Visa cards are accepted, which means the recipient can use it to shop online, in stores, or even withdraw cash from ATMs. Plus, there’s no need to worry about the card getting lost or stolen – if it does, you can simply cancel it and get a new one.

One of the great benefits of a Visa Gift Card is its security. Unlike traditional credit cards linked to your personal credit line and requiring a PIN, Visa Gift Cards can be used without putting you at risk of identity theft or fraud.

Visa gift cards are a great way to give the gift of financial freedom to friends and family. They can be used anywhere that Visa is accepted, meaning they can be used at millions of locations worldwide.

That’s right – no annual fee, no monthly fee, and no transaction fee. So, what are you waiting for.

A Visa Gift Card offers plenty of flexibility to the recipient. They can also use it to shop online, pay bills, or even cash back from an ATM.

Visa Gift Cards can be used for almost anything, from groceries to gas to online shopping. And, if you need more money, you can quickly reload your card anytime.

Plus, you can always track your spending online or with the mobile app to know where your money is going. A Visa Gift Card can be an excellent gift for someone who loves to travel.

A Visa Gift Card is a great way to ensure your loved ones are safe and secure when traveling. It’s also a convenient way to pay for things, so you can focus on enjoying your trip.

The only fee that may be charged is the activation fee of the card. For example, the activation fee for $75.00-$149.99 Visa Gift Cards is $3.95.

When purchasing a foreign currency, you will be charged a foreign transaction fee of 3% of the purchase price. To start using your Visa Gift Card, you must activate it first.

Follow the steps below, and you’ll be ready to use your card. A Visa Gift Card is an excellent option if you’re looking for a way to give someone a monetary gift that can be used anywhere.

If you want to use Visa Gift Card in stores, follow these steps: If you’re looking to use your Visa Gift Card online, there are a few things you’ll need to know.

Do you have a Visa gift card with leftover money on it. Don’t let that unused balance go to waste.

However, there are a few things to remember when using your Visa gift card. Do you have multiple Visa gift cards that you want to use on Amazon.

You can easily combine multiple Visa gift cards into a single account using Amazon’s Gift Card Balance feature. This can be useful if you want to use one card for all of your Amazon purchases or if you’re trying to consolidate multiple cards into a single account.

Here’s how to do it: Once you’ve added all your Visa gift cards, you can use them just like any other payment method on Amazon.com.

To do so, follow these steps: You can now use your Visa Gift Card to shop on Amazon’s website or in the Amazon App.

You can check your balance anytime by going to Amazon Wallet and tapping on your Visa Gift Card. Remember that you must have a valid Amazon account to add a Visa Gift Card to Amazon Wallet.

You can actually combine multiple Visa gift cards on Amazon to make a larger purchase. Here’s how to do it:

Also, you’ll need to have enough money on all cards to cover the purchase. But if you have several small Visa gift cards, combining them into one larger card can make shopping on Amazon a lot easier.

You might run into some problems if you’re looking to use a Visa Gift Card on Amazon. While Amazon does accept Visa Gift Cards as a form of payment, there are some restrictions that you need to be aware of.

Here’s what you need to know about using Visa Gift Cards on Amazon. It’s important to note that Amazon does not accept Visa gift cards as a payment method for Prime membership fees.

Amazon may place a hold on your account if you use an old Visa gift card to make a purchase. This hold can last up to 21 days.

It’s worth mentioning that some people have had problems using Visa gift cards on Amazon because their cards were declined. If this happens to you, it’s likely because your Visa gift card doesn’t have enough funds to cover the purchase.

There are a few ways to ensure you use all gift card balances.

Gift cards can only be used to make purchases from the retailer that issued the card. If you have a gift card you would like to use to purchase Cash App.

Unfortunately, you cannot combine the balances on your various Visa gift cards into one gift card. However, you can pay with more than one.

Simply provide all the necessary information at checkout, and the funds will be drawn from each card accordingly.

If you have trouble using more than one Visa gift card for a single purchase, contact customer service for assistance. If you have a Visa gift card and want to transfer the funds to your bank account, there are a few different ways to do it.

If you have multiple gift cards, you can use them on Amazon.com by adding each card to your account as a payment method.

Walmart visa gift cards are digital assets that can be used to purchase goods anywhere visa debit cards are accepted as a means of payment. The Walmart visa debit gift is accepted in 50 states in America.

Unfortunately, there may be times you wouldn’t succeed in redeeming this gift card because of certain error messages. These error messages rarely occur but it is still essential to know how to fix them in case you are ever presented with any.

If you ever see a “Giftcard in the process of being activated “ error message from Walmart, it simply means your digital asset is still being activated. Kindly give it a few minutes and try again later.

The “Gift Card Password is Locked” error message can occur if you have tried the wrong pin multiple times. Contact Walmart visa and ask for support.

“Gift card Deprecated” is an error mostly from Walmart’s end. Your best bet would be to reach out to the brand for assistance.

The “invalid pin” error message is relatively easy. All you need to do is carefully retype your gift card details.

However, this knowledge would help you handle all issues regarding Walmart visa gift card error messages. Xbox Gift Card Errors Error and Solution.

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Visa Gift Cards are the perfect present when you’re not really sure what to give someone. Using these cards for purchases can be a bit confusing however.

In this article we’ll show you what billing address to use for your Visa gift card, among other pertinent info regarding these items. You don’t really need to register a Visa Gift Card as they’re accepted as is for physical purchases.

Once the value on the card is used up, there’s no way to add funds onto the gift card. Online payments however require that the gift card be registered, as a billing address is needed for delivery and payment confirmation.

Please review the vendor’s website for any terms and conditions regarding online purchases. For online transactions, the billing address that you use must match the address that you gave when you registered your Visa Gift Card.

Most cards will have all this information on a sticker located on the front of the card. If you can’t find any info on the front, check to see if there’s a website or toll free number printed on the back.

Billing addresses usually can be set up with two different methods, these are: During registration you will be asked to provide the card number, the security code and the card expiration date.

The expiration date is usually located just below the card number. The security code is the three or four digits written at the back of the card.

Some cards only require a zip code and nothing else. It’s important to give your actual address and zip code as vendors will verify this information for online purchases.

Once you initiate the call, follow the step-by-step instructions as dictated in the call. Similar to other Visa Gift Cards, Walmart will ask for your billing information during activation.

Once the page is open, enter the required information. Visa Gift Cards given by various providers may require different information during registry.

others may ask for more information like a name and billing address. You can use a PO box as a billing address if you’d rather not provide where you actually live.

If you wish to change the billing address that you’ve previously entered, most Visa Gift Card providers allow you to edit your information on their respective websites. Once you enter your Visa Gift Card number and security code, look for a link that says, “edit billing information” or “edit zip code.”.

As a last resort, you can contact the company’s customer service hotline and ask the service agent how to change your registered info. Billing addresses aren’t physically located on the card itself, as that info is only updated when you activate the card.

Note that if a PIN was required during activation, the website may ask for this as well. Once you enter your information, the billing address should be listed along with the amount left on the card.

Below are some of the most frequently asked questions concerning Visa Gift Cards.

As these cards have a fixed value, and can’t be funded, card providers send no billing statements to the addresses provided to their websites. The billing address are for use by online merchants as verification that the card being used isn’t stolen.

Some Visa Gift Cards are marked as ”Domestic Use Only” or ”Valid Only in the United States.” These cards can’t be used for international purchases and will be declined if you try. If you’re unsure if your card can be used outside the US, refer to the provider’s website for more details.

For newly bought cards, the value will be listed either somewhere on the card or on information included when it was purchased. In addition, each individual card provider has a website where you can view your balance by entering your card information.

If your card is declined during purchase, check your balance to see if you have sufficient funds. If you think you have sufficient funds and it shouldn’t have been declined, you should call the toll-free number of the card provider for details.

Knowing how to register your card and provide a billing address makes these online purchases possible. Do you know of other ways to register the billing address for your Visa Gift Card.

If you are acquainted with different brands of gift cards, then you must have heard of Vanilla Visa gift cards. Perhaps, you’ve been postponing your shopping trip, or you’ve yet to find someone to teach you how to use your Vanilla gift card online.

They have made life easier and made gift-giving even less complicated and more practical. Vanilla gift cards are gift vouchers issued by the Vanilla gift card company in partnership with Visa.

and you can use them to purchase a variety of goods and services online and offline. So just in case you receive one and are yet to understand how to utilise it, don’t fret.

Vanilla gift cards are payment cards preloaded with money and issued as vouchers for payment of goods and services. The denominations range from $10 to $500, and they come in two forms.

Vanilla Visa gift cards can be used for in-store, mail, and phone transactions. Many people consider a Vanilla Visa gift card to be the perfect gift for special occasions and an acceptable gift of appreciation to clients, employees, and business partners.

Most times, it is not just enough to buy gift cards. it’s also important to know how to use such gift cards.

Besides, if you leave it idle for long, you risk losing the gift card. Before you use your Vanilla gift card, you need to learn how to activate it.

It’s still the same thing you do daily with your prepaid Visa cards when you buy online. To use the Vanilla gift card online, follow these steps.

Depending on the transaction, requirements could be up to 20% above the purchase amount. Now that you know how to use your Vanilla gift card online, here are a few tips to keep in mind.

A: You can buy Vanilla gift cards from online retail stores. Platforms that sell digital assets, like Prestmit, sell various gift cards at the most affordable rates online.

A: The Vanilla gift card company says the gift cards do not expire (i.e. the funds on the card).

A: The cost of Vanilla gift cards differs from vendor to vendor and is dependent on the exchange rate. For example, at Presmit, the rate of a $100 Vanilla gift card is currently 38,000 NGN.

You can use the Prestmit Rate Calculator to confirm before you buy or sell. Vanilla gift cards by Visa are the ultimate gift idea for any occasion.

Just follow the steps enumerated in this article to learn how to use your Vanilla gift card online. If you ever get one and you end up not needing to use it, remember you can always sell Vanilla gift cards for cash or crypto on Prestmit at the best rates.

Also, keep your card in a safe place so that you don’t lose it.