Menu First Quarter Finance Open Search Earn Career Income Employee Policies Jobs to Consider Side Income Selling Things Starting a Side Business Manage Banking Accounts Policies Services Budgeting Childcare Household Borrow Buy Now, Pay Later Credit Cards Cardholder Policies Cards to Consider Financing Programs to Consider Qualifying for Financing Repayment Loans Lenders to Consider Qualifying for Loans Repayment Spend Cash Back at the Register Check Cashing How to Cash a Check Rules/Policies Where to Cash a Check Money Orders Policies Where to Cash Where to Buy Payments Digital Wallets Pay by Check Pay by Account Numbers & eChecks Gift Cards Buying Selling Layaway Store Restocking Times EBT/Food Stamps/SNAP Receiving Benefits Places That Take EBT WIC Car Rentals Cost Rental Policies Where to Rent Save Returns & Exchanges Price Matching Price Adjustment Sale Dates Military Discounts Retail Restaurant Senior Discounts Retail Restaurant Student Discounts Retail Restaurant Insurance Using Insurance Buying Insurance About Open Search Search.

Search.

The steps to fill out a money order vary slightly depending on which issuer you choose, but all money orders require you to fill in the purchaser’s (your) name and the recipient’s name and/or address at a minimum. Some money orders also have a “memo” field in which you can state the money order’s purpose.

Below, we provide specific instructions for how to fill out a money order with each of the major issuers — MoneyGram, Western Union, and the United States Postal Service (USPS) — plus some general tips to keep in mind when writing a money order. Jump Links.

Step 1: Fill in the name of the person or company where you’re sending the money order on the “Pay to the Order of:” line. Step 2: Sign your name on the “Purchaser, Signer for Drawer” line.

Be sure to use your address, the purchaser. MoneyGram money orders do not require the recipient’s address.

The money order number is 10 or 11 digits long and does not include the number in the box at the end.

Step 1: On the “Pay to the Order of” line, fill in the name of the company or person where you plan to send the money order. Step 2: Fill out your first and last name and complete address on the “Purchaser’s Address” line.

Western Union money orders don’t require the recipient’s address. Step 3: State the reason for the money order or the account number for which you wish to apply the payment on the “Payment for/Acct.

Step 4: Sign your name on the “Purchaser’s Signature” line. Western Union’s serial number appears on the top right of the money order (above the money order amount).

The money order number is 11 digits long.

Because of this, we are unable to provide video instruction for USPS money orders. however, you can view a sample money order at the USPS website.

Step 2: Fill out the recipient’s complete address on the “Address” line below the “Pay to” line. Step 3: Fill in your name on the “From” line.

Step 5: Fill in the “Memo” line with the reason for sending the money order. The serial number for a USPS money order will appear in the top left corner, between the USPS logo and the “Pay to” line.

it’s 11 digits long.

While these money orders may look somewhat different, they generally require similar information to MoneyGram, Western Union, and USPS. You can expect to fill in the following:.

you will not need to handwrite it.

See our instructions on how to mail money orders domestically and internationally. Or, if you want to know more about how money orders work, see our money order FAQ.

Now, there are a dozen or so places that actually issue money orders. Some of the most popular money transfer companies include:

You get can get cash for a money order or get the funds deposited into an account, and we cover exactly how you can do this below. If you want to change your money order into cash, then here’s what to do:

So make sure that the sender puts your name on the money order in the same way it appears on your photo ID. Also, if there’s an address field on the money order, then make sure your photo ID has the same address too.

So, this can mean that you’re much more limited when it comes to cashing money orders than you are when it comes to buying them. Advertisements.

For example, there are many grocery stores, such as Publix, Meijer and Winn-Dixie that sell money orders, but do not cash them. However, you still do have quite a few options.

If you want to cash your money order for free, the best place, arguably, is at your local bank or credit union. Since banks have large amounts of money on the premises, they’re likely to be able to pay the full amount at once.

But you will generally need to pay a small fee. And, to cash large money orders, you usually need to be an account holder.

So what if you don’t have a bank account. How do you cash a money order without a bank account.

If you don’t have a bank account or you don’t have a branch nearby, then it’s a good idea to cash the money at a location of the organization that issued the money order. Money orders are issued by a number of different places, but some of the most popular include:

Here are a few popular places that issue money orders which, at some locations also cash them: Western Union sells money orders, but some of its locations may also be able to cash them.

It’s important to note that Western Union states that not all of its locations, including locations where you can buy a money order, are able to cash them. If you have a USPS money order, then going to your local post office is a great option for cashing a money order, as it’s so convenient.

You may want to call ahead if you have a large money order to cash. USPS usually charges around $1.25 for money orders up to $500, or $1.65 up to $1,000.

And it also cashes money orders at some of its locations. When you go directly to the issuer, it can reduce the amount of fees you have to pay.

And, you’re more likely to get the full amount of cash faster. Just check your money order to see who issued it and then visit one of that places locations.

There are so many Walmart stores around, so you’re likely to be able to find one near you. Through Money Services, you can cash money orders at Kroger, and other store brands in the Kroger family.

At Money Services desks you can cash a money order, by following the steps we mentioned above. You can get the money as cash or have it loaded onto a prepaid card.

Above, we’ve mentioned a few places to cash money orders. And, we also mentioned that the amount of places where you can actually cash money orders is much more limited, compared to the number of places where you can buy them.

There are a lot of stores that do that, like: It’s always worth calling your local stores, in general, to see which ones do offer money transactions and how much they charge.

Yes, the ones with outrages fees.

Because they charge crazy fees. Some charge as high as 10% or more.

The top cash checking places that also may cash money orders (with very high fees. ) include:

You don’t want the fees to eat into your actual payment. If you have a bank account or don’t require the cash from the money order, then getting the money deposited into your bank account, rather than cashing it, is generally a better option.

So the money is much less likely to be lost or stolen. Plus having the money right in your bank account is generally more convenient.

Getting the money deposited in your account involves the same process as getting the money order cashed. So you’ll need to endorse it and have an ID to get the funds.

These include: Generally, you’ll only want to accept money orders from friends and family.

It’s best to avoid taking money orders as payment if you’re selling stuff online, such as on a platform like Craigslist or eBay, for example. It’s okay to accept money orders as a payment method for in-person payments because you can check the money order, and you can also take a copy of their photo ID and exchange contact information should an issue with a money order arise.

So if any of these things are absent, or you see something like a handwritten dollar amount, then the money order may not be legitimate. Also, watermarks should only be visible when you hold the money order up to the light.

If you can see the watermark without holding the money order up to the light, then this is a potential warning sign. Also, check to see if there are any areas where the ink looks unusually lighter or darker or where the ink has bled, as these can be signs that the money order is fake.

If you notice any of the warning signs on a money order that you have, then call the money order issuer to verify the validity of it. It’s a good idea to look at photos of legitimate money orders online and compare your money order to these examples.

And, then the sender asks you to mail or digitally transfer part of the funds back to them. So never accept money orders that are worth more than the amount you’ve requested and never return money to the sender.

So if you want to ensure you get your money, then make sure that you cash your money order within a year of the date it was issued. The terms and conditions for money orders appear on the back, so check there to see if it expires.

Here are a few good resources with tips and tools to help you identify and avoid money transfer related scams and frauds. I hope this never applies to you, your loved ones or anyone for that matter, but if you’ve been a victim of Money Transfer related scams, please make sure to report it to the Consumer Financial Protection Bureau or the Federal Trade Commission (FTC) or by calling 1-877-382-4357.

You’ll generally need to pay a fee if you cash a money order anywhere other than your bank. So if you don’t have a bank account and regularly receive money orders, then you really should consider opening up an account.

Give these methods a go and get your money order cashed or deposited into your bank account quickly and easily.

It seems like there are a million different ways to pay for things these days: Cash, credit cards, Cash App, Venmo. Even money orders.

Like if your landlord requires one for a security deposit on your apartment. So we’re breaking down everything you need to know about them, in case you need to buy and fill out a money order.

Except they give the payee direct access to cash vs having money come out of a banking account with a check. And money orders can be issued by a bank or credit union, Western Union, MoneyGram, or USPS.

(Sorry, credit cards generally aren’t accepted to buy a money order.) Once you’ve got the money order, just give it to the person you’re paying via a handoff, snail mail, or any other way. And they can cash it at their bank, credit union, or a check cashing store to get their money.

Oh, and they also don’t expire. Ever.

But there are a few instances where they might be the better way to pay. Like, if you don’t have checks for your bank account.

At one of the tens of thousands of stores that offer them. Like your local post office, most banks and credit unions, and even Publix or Walmart.

Money orders may look slightly different depending on where they’re sold. But the steps to fill it out are the same:

Be sure this part is correct. Otherwise, the money order could be rejected.

Which is why it’s important to fill in this info ASAP. Purchaser’s address: Write your full address on this line.

Memo: This is optional, but it’s a good idea to write the purpose of the payment on this line to help the payee with recordkeeping. Example: Is this money order tied to your rent payment for a specific month or account number for a utility bill.

Signature: Sign this line to seal the deal on your payment. Heads up: If you make a mistake while filling out the money order, you’ll need to head back to the location where you bought it and ask for a new money order or refund.

And since it isn’t linked to a specific bank account like a check, you’d have to contact the issuer of the money order to see if it’s been cashed. The process will take some time and may cost you a fee.

Checks aren’t your only option when it comes to paper forms of payment. Not only will opting for a money order protect your account info, but it comes with convenience, too.

A money order is a safe and secure alternative to a check. You may need to know how to fill out a money order if you’re planning to make cash deposits when renting an apartment, send money to family overseas or otherwise keep your banking information private during a purchase.

Money orders vary slightly in appearance depending on where you purchase them, but most of them have the same basic sections. So, you can use the following steps if you need to know how to fill out a money order from Western Union, the post office or any other issuer.

If it’s left blank and then lost or stolen, the wrong person may fill their own name in the recipient field and cash it. Some money orders also have a line for an address.

It depends on the money order. Some money orders have a line for the address of the recipient or purchaser, whereas some have a line for both addresses.

Fill in your name and, if there’s a line for it, your address. The section for your information could be labeled “purchaser,” “from,” “sender” or “remitter.”.

However, if you’re paying a bill, you want to ensure the biller has enough information to credit the payment to your account or to contact you if there’s a problem with the money order. Besides your name and address, do you have to fill out anything else on a money order.

Use this to include a note or your account number if you’re paying a bill. Once again, provide enough information to ensure that the biller has no questions regarding which account to credit.

The line will say “purchaser’s signature” or something similar. Who signs the back of a money order.

You might sign the back of a money order only if you’re making one out to yourself. In that case, check with your bank before depositing it via mobile deposit — not all banks allow it.

Suppose you fill out a money order incorrectly. If you alter it in any way to fix it, your recipient may not be able to cash it.

You’ll also need the receipt to replace a lost or stolen money order. If you don’t have the money order receipt, you can request a refund from most issuers.

If the money order is cashed during that time, you may have to show proof of fraud to get your money back. To protect against fraud, financial institutions or check-cashing places may not cash a money order missing essential information, like the recipient’s name or the purchaser’s signature.

Complete all money order fields to prevent problems or delays.

The maximum money order amount varies by issuer. For example, the biggest money order you can get at the post office is $1,000.

Money orders aren’t always the best solution. For example, they’re not great for large purchases since they’re limited to $1,000 or less.

If using a money order isn’t the right option for you, consider these options for sending money: Because of the many ways you can send money without using a checking account, you might not have much need for money orders.

Always keep your receipt in case you need to request a replacement or refund.

Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial, and up to date. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct.

Share This Article:.

Edit & Annotate Edit PDF Add Fillable Fields Create PDF Insert and Merge Add Page Numbers Rotate Pages Delete Pages Convert Word to PDF TXT to PDF HTML to PDF CSV to PDF PPT to PDF RTF to PDF JPG/JPEG to PDF PNG to PDF Collaborate & Share Add Comments Share via Link Share via Email Fax PDF Status Sign & Send Sign a PDF Send for Signing Protect PDF Set PDF password Readable PDF Certify PDF PDF Audit Trail Others Search for PDF Export Download Flatten Fields Print out.

Edit & Annotate. Edit PDF Add Fillable Fields Create PDF Insert and Merge Add Page Numbers Rotate Pages Delete Pages.

Add Fillable Fields. Create PDF.

Add Page Numbers. Rotate Pages.

Convert Word to PDF TXT to PDF HTML to PDF CSV to PDF PPT to PDF RTF to PDF JPG/JPEG to PDF PNG to PDF. Convert.

Word to PDF. TXT to PDF.

CSV to PDF. PPT to PDF.

JPG/JPEG to PDF. PNG to PDF.

Collaborate & Share. Add Comments Share via Link Share via Email Fax PDF Status.

Share via Link. Share via Email.

PDF Status. Sign & Send Sign a PDF Send for Signing.

Sign a PDF Send for Signing. Sign a PDF.

Protect PDF Set PDF password Readable PDF Certify PDF PDF Audit Trail. Protect PDF.

Set PDF password. Readable PDF.

PDF Audit Trail. Others Search for PDF Export Download Flatten Fields Print out.

Search for PDF Export Download Flatten Fields Print out. Search for PDF.

Download. Flatten Fields.

Prepare for Penn Explore Back to main menu International Student Resource Handbook Pre-Departure Program Pre-Orientation Program Undergraduate Orientation Events Graduate/Professional Orientation Events Financial Matters Academic Life Housing Healthcare & Medical Insurance Cell Phones and Computers Staying Safe Getting Around Exploring Philadelphia Resources for Families Cultural Adjustments Immigration Explore Back to main menu New Students Explore Back to main menu Deciding on F-1 or J-1 Status Applying for Your I-20/DS-2019 Acquiring F-1/J-1 Status Check-In Requirements New Student Immigration FAQs Current Students Explore Back to main menu Employment Explore Back to main menu On-Campus Employment F-1 CPT F-1 OPT Explore Back to main menu F-1 OPT Calculator F-1 OPT iPenn Request F-1 OPT USCIS Online Application F-1 OPT Reporting Requirement F-1 OPT Frequently Asked Questions Correcting an Error on Your EAD F-1 STEM OPT Extension Explore Back to main menu F-1 STEM OPT iPenn Request F-1 STEM OPT USCIS Online Application F-1 STEM OPT Reporting Requirements STEM OPT Frequently Asked Questions Correcting an Error on Your EAD OPT H-1B Cap-Gap Extension F-1 Employment with International Organization Economic Hardship J-1 Academic Training ELP Students Program Extension Reduced Course Load Absence/Departure from Penn F-1 Reinstatement Transfer-Out Request F-2/J-2 Dependents Explore Back to main menu J-2 Dependents Letter Requests Scholars & Departments Explore Back to main menu H-1B Specialty Workers Explore Back to main menu H1-B Labor Condition Application (LCA) Notifications J-1 Visiting Scholars J-1 Fulbright Scholars J-1 Student Interns E-3 Australian Treaty Workers TN Professionals O-1 Extraordinary Ability Permanent Residency (PR) B-1/B-2 & WB/WT Visitors Travel Information Explore Back to main menu US Entry Visa I-94 Process Invitation Letters for International Visitors Tax Information and ITIN Explore Back to main menu Additional Tax Resources International Student/Employee Tax Guide (PennKey login required) Change of Status Change of Address Social Security PA Driver’s License Deadlines & Processing Times Information for Admission Offices Explore Back to main menu COVID-19 FAQs for Admissions Representatives Integration Explore Back to main menu 2023 Forerunner Pre-Orientation Program Workshops & Events Explore Back to main menu The Global Quaker Newsletter ISSS Media Vault iCommunicate Campus-Wide Resources Explore Back to main menu Health & Wellness Academic & Career Support Campus & Community Life Campus Safety Cultural Resource Centers Student Programs & Leadership Opportunities Explore Back to main menu Culture Crossings Forerunner Penn World Scholars Explore Back to main menu Penn World Scholars Class of 2027 Penn World Scholars Class of 2026 Penn World Scholars Class of 2025 Penn World Scholars Class of 2024 Penn World Scholars Class of 2023 Penn World Scholars Class of 2022 Penn World Scholars Class of 2021 Penn World Scholars Class of 2020 Penn World Scholars Class of 2019 Intercultural Leadership Program Explore Back to main menu ILP Participants’ View International Student Advisory Board Explore Back to main menu ISAB Experience ISAB Members International Student Table for Advocacy & Relations Graduation Reception ISSS-Penn Outreach & Partnerships Explore Back to main menu Building International Student Integration Group International Partners Outreach Group Explore Back to main menu IPOG Members Penn’s Annual Roundtable with Stakeholders About ISSS Explore Back to main menu Message from the Executive Director ISSS Staff Advising ISSS by the Numbers News & Announcements Emergency Contact Information Advising Appointments Contact ISSS Form & Document Library iPenn.

Prepare for Penn Explore. Back to main menu International Student Resource Handbook Pre-Departure Program Pre-Orientation Program Undergraduate Orientation Events Graduate/Professional Orientation Events Financial Matters Academic Life Housing Healthcare & Medical Insurance Cell Phones and Computers Staying Safe Getting Around Exploring Philadelphia Resources for Families Cultural Adjustments.

International Student Resource Handbook. Pre-Departure Program.

Undergraduate Orientation Events. Graduate/Professional Orientation Events.

Academic Life. Housing.

Cell Phones and Computers. Staying Safe.

Exploring Philadelphia. Resources for Families.

What is a MoneyGram Money Order.

How to Purchase a MoneyGram Money Order.

Where Can You Use a MoneyGram Money Order.

Sending Money Overseas with a MoneyGram Money Order. 5.

Limitations of Using a MoneyGram Money Order. 7.

How to Track a MoneyGram Money Order.

Is a MoneyGram Money Order Right for You.

One of the most secure and reliable methods is by using a money order. With a money order, you can send funds without having to worry about the safety of your money.

MoneyGram money orders can be a convenient way to send money to loved ones, pay for bills, or make purchases. In this section, we will discuss what a MoneyGram money order is and how it works.

MoneyGram money orders are a type of prepaid payment that can be used to make payments or send funds to other individuals. They are similar to a check but do not require a bank account to use.

MoneyGram money orders can be purchased at various locations, including convenience stores, post offices, and MoneyGram agent locations. You can also purchase them online or through their mobile app.

MoneyGram money orders are available in various denominations, ranging from $0.01 to $1,000. The cost of a money order will depend on the amount you need to send and where you purchase it.

MoneyGram provides a tracking number for each money order, allowing you to track its progress and ensure that it has been received by the intended recipient. 5.

MoneyGram money orders can be a safe and secure way to send money, especially if you’re sending funds to someone you don’t know well or to a location where other methods of payment may not be accepted. For example, if you want to purchase an item from someone who lives in a different state or country, you can use a MoneyGram money order to pay for it.

What is a MoneyGram Money Order – MoneyGram money order: Sending Money Worldwide with MoneyGram Money Orders. If you are looking for a secure and convenient way to send money to someone, MoneyGram money order is one of the options you can consider.

But before you can send a MoneyGram money order, you need to know how to purchase one. In this section, we will guide you through the process of buying a MoneyGram money order in a few simple steps.

Find a location: The first step in purchasing a MoneyGram money order is to find a location that offers the service. You can use the MoneyGram’s website or mobile app to find a location near you.

Bring the required information: When you go to purchase a MoneyGram money order, make sure you have the required information with you. You will need to provide the recipient’s name, the amount of money you want to send, and the recipient’s location.

Fill out the money order: Once you have the required information, you will need to fill out the MoneyGram money order. Be sure to write legibly and double-check the information you provide to avoid any mistakes.

pay for the money order: After filling out the money order, you will need to pay for it. The cost of the money order may vary depending on the location, but it typically ranges from $1 to $5.

Keep the receipt: Once you have paid for the money order, keep the receipt in a safe place. The receipt contains important information, such as the money order number, which you will need if you have any issues with the money order in the future.

By following these steps, you can ensure that your money order is filled out correctly and that the recipient receives the funds you intended to send. How to Purchase a MoneyGram Money Order – MoneyGram money order: Sending Money Worldwide with MoneyGram Money Orders.

But where exactly can you use them. MoneyGram money orders can be used for a variety of purposes, from paying bills to sending money to friends and family.

Here are some of the most common ways and places where you can use a MoneyGram money order: 1.

Many companies accept money orders as a form of payment, so be sure to check with your service provider to see if this is an option. 2.

This can be a great option for those who do not have access to a credit or debit card, or for those who prefer not to use one. 3.

This can be especially helpful for those who do not have access to a bank account or other financial services. 4.

This can be a great way to support a cause you care about, and ensure that your money goes directly to the organization. Overall, MoneyGram money orders are a versatile and widely accepted form of payment.

Where Can You Use a MoneyGram Money Order – MoneyGram money order: Sending Money Worldwide with MoneyGram Money Orders. When it comes to sending money overseas, there is no doubt that it can be quite challenging.

MoneyGram money orders are a trusted form of payment that can be used to send money to loved ones, pay bills or make purchases. In this section, we will take a closer look at how to send money overseas with a MoneyGram money order.

Locate a MoneyGram location: To send money overseas with a MoneyGram money order, you will need to locate a MoneyGram location near you. MoneyGram has over 350,000 locations worldwide, so there is bound to be one near you.

Complete the money order form: Once you have located a MoneyGram location, you will need to fill out a money order form. The form will require you to provide information about the recipient, such as their name, address, and phone number.

Pay for the money order: After completing the money order form, you will need to pay for the money order. MoneyGram accepts cash, debit cards, and credit cards as payment methods.

Send the money order: Once you have paid for the money order, you can send it to the recipient. The recipient will then be able to cash the money order at a MoneyGram location in their country.

Track your money order: MoneyGram allows you to track your money order so you can see when it has been cashed. You can track your money order using the MoneyGram website or mobile app.

With over 350,000 locations worldwide, MoneyGram makes it easy to send money to almost any destination. So, if you need to send money overseas, consider using a MoneyGram money order.

When it comes to sending money across borders, people are often left with a difficult choice: which method of payment should they use. While there are several options available, MoneyGram money orders are a popular choice for a variety of reasons.

Security: moneyGram money orders are a secure way to send money, as they can be tracked and are only payable to the intended recipient. This makes them a safe option for those who are concerned about the security of their money.

Convenience: MoneyGram money orders are convenient for both the sender and receiver. The sender can purchase a money order at a MoneyGram location or online, and the receiver can cash it at a MoneyGram location or deposit it into their bank account.

Wide Availability: MoneyGram has a large network of locations around the world, making it easy for people to send and receive money from almost anywhere. This is especially important for those who are sending money to remote areas where other payment methods may not be available.

In our first article on money orders, How to Get Money Orders Near Me, we covered how and where to get them. In this article, we’re going to focus on the flip side of that arrangement – cashing and depositing money orders at locations close to home.

They’re not as popular as they once were, and they’re rarely used by the majority of people. But there are times when sending or receiving a money order can be a preferred method of payment.

They can be used to make payments when cash, checks, or debit or credit cards are either unavailable or undesirable. They’re frequently used by people who don’t have regular bank relationships.

Money orders are not attached to bank accounts, so they don’t display account numbers. On a practical level, money orders work much like checks.

They can be purchased in denominations of up to $500 or $1,000. If you need to make a payment that exceeds those limits, you’ll need to purchase multiple money orders.

You can purchase them using cash, credit or debit cards. You can also use transfers from a bank account if you purchase them at one where you have an account.

That makes them equivalent to certified or cashier’s checks for payment security. And since they’re pre-funded, they can’t bounce.

Also, money orders generally cannot be used to make online purchases. Once again, please refer to our article How to Get Money Orders Near Me to see where you can purchase money orders, as well as the fees and terms for each.

Cashing them is very similar to cashing a check, except you’ll have more options as to where to do it. (We’ll cover those options later.).

But don’t sign until you’re at the institution that will cash it, as some require witnessing your signature for validation purposes. Whatever institution you go to cash the money order, be sure to bring proper identification.

You can generally figure a state-issued driver’s license, current passport, permanent resident card, or military ID will be acceptable. Some institutions may require the payment of a small fee to cash a money order.

The bank or credit union may not request ID information, since (in theory) they know who you are. If you do deposit the money order into a bank or credit union account, access to the cash will be subject to the fund’s availability policy of the institution.

However, some institutions will allow you to take a small portion of the deposit – generally $200 – on the day of the deposit. Since they’re fully paid at the time of purchase, it may be hard to imagine how a money order can be fraudulent.

The likelihood is even greater if the money order is payment for an item you sold on eBay or some other online platform. The fact that the sender is so far away from you – and completely unknown to you – increases the possibility.

First, accept them only from local individuals, preferably those you’re familiar with. Second, get a copy of their driver’s license or other identification – just in case the money order proves fraudulent.

Once you receive a money order, be on the lookout for any of the following:.

If you’re unsure of any of the above, go online and look up a copy of a money order from the issuing institution. If there are any significant variations between the one presented to you, and what you see online, it might be a fraudulent document.

In addition to the fact that money orders usually contain an expiration date, if one is fraudulent, the more quickly that’s determined, the more options you’ll have to pursue the issuer. Once again, you can generally cash a money order where they’re issued.

Here are some of the prime examples: You should be able to cash or deposit a money order at any bank or credit union where you have a banking relationship.

(You may be able to cash a money order at a bank where you don’t have an account, but they’ll likely charge you a fee.). Using your bank or credit union has several advantages:

You can either cash or deposit the money order.

As just mentioned, you should be able to cash or deposit the money order free of charge.

Since you likely have other business at your bank or credit union, you won’t need to make a special trip just to cash or deposit the money order.

Your bank or credit union will represent a “second pair of eyes” to review the money order for potential fraud. And since you’re a customer, they may be able to help you resolve it.

According to the fee schedule of the US Post Office, you’ll pay $2.00 to cash a money order of up to $500, and $2.90 for one up to $1,000. The fee is just $0.63 for postal military money orders issued by military facilities.

One of the major advantages of cashing a money order at the post office is that they have locations in nearly every community across the country. Western Union and MoneyGram are two of the most common issuers of money orders.

Western Union is a common issuer of money orders and is widely available at retail locations across the country. However, not every location that sells money orders will also cash them.

Fees to cash a money order will vary by location, but you may not be required to pay a fee at a Western Union agent if the money order was provided by Western Union. Fees to cash a money order will vary by location, but you may not be required to pay a fee at a Western Union agent if the money order was provided by Western Union.

They have many thousands of agent locations across the country, and will generally – but not always – cash money orders where they are available for purchase. Once again, check for a MoneyGram location, then contact that location and ask if they also cash money orders.

There may be no fee to cash a money order issued by MoneyGram, but fees will apply to other issuers. Once again, check with the local MoneyGram agent to see if there are any fees for the particular money order you want to cash.

There’s a long list of companies that sell them, but the list of those that cash them is much shorter. Some of the major local agents that work with either Western Union or MoneyGram, to both buy and cash money orders, include the following:

The good news is, that Walmart both sells and cashes MoneyGram money orders (they don’t indicate if they can cash money orders from other issuers, so call the store to verify before making the attempt). They charge a fee of $4 to cash a money order.

Most Walmart stores do cash MoneyGram money orders, but be sure to check with any location you plan to visit to make sure. Grocery stores are not only a common source to purchase money orders, but you can often redeem them at one as well.

Safeway and Publix are two examples. One commonly asked question though is, “Does Kroger cash money orders.

They work with Western Union money orders. You’ll need to check with the local store since fees and limits vary by state.

But before making the attempt, first, call the store and verify that they do. Further, make sure they cash the type of money order you have.

Buying or selling items online. Sending money to a loved one overseas.

These situations all have one thing in common: They’ve got the potential to put your money at risk.

And sometimes cutting a personal check isn’t enough. That’s when a money order comes in.

But what is a money order. And when is it a good idea to use one.

A money order is basically a prepaid check.

You can go to a business that sells money orders—like a grocery store, pharmacy or post office—and buy a $500 money order. They’ll print it out with all the right details, including your name, who it’s for and the amount.

After that, you’ll give the money order to your cousin. He’ll give you the sound system.

It’s that easy.

And it helps protect you too (more on that in a minute).

Charging it to a credit card is basically like taking out a loan: You get something with real cash value and say you’ll pay it back. But for all the business knows, you might not.

That’s why most businesses won’t actually accept credit cards as payment for money orders. And the ones that do will charge you extra fees to try to make up for the risk they’re taking on.

In other words, just pay up front with cash or debit.

That’s how they make money on these things.

but not a lot money. Post offices and stores charge less than $2 per money order.1 And some stores, like Walmart, charge less than $1.2.

Most banks charge about $5 per money order. And if you use them regularly, those repeat fees add up.

So basically, the bank is charging you more than double what other locations are for the “privilege” of sending your money somewhere outside their building. This is just another way they use outrageous fees to suck the life out of their own customers.

The best thing to do is shop wisely and purchase your money order from a store or post office instead.

Luckily, you don’t have to go out of your way to get a money order, because you can buy them at places where you’re probably already running errands. As we said earlier, one of the most popular places to get them is at the post office.

Budget every dollar, every month. Get started with EveryDollar.

You can also get a money order from a financial agency, like your bank or a MoneyGram or Western Union. But again, you’ll likely pay the biggest fees at these locations.

When you hear about money orders, you’ll usually hear about cashier’s checks too. The main differences are where you get them, how much they cost and how much they’re worth.

Cashier’s checks are also prepaid checks, but unlike money orders, you can buy cashier’s checks only from a financial institution like a bank or credit union.

But it’s mostly because when you buy a cashier’s check, you’re actually putting your money into the bank’s account. So when the recipient deposits the cashier’s check, the funds come out of the bank’s account, not yours.

This transfers the risk to the bank, so they use that increased risk as an excuse to charge even higher fees—around $10.

But certified checks aren’t prepaid—they come from your checking account like a personal check would. “Certified” just means someone who works at the bank looked at your account and said, “Yep, you’ve got enough money.” That way, the person receiving the check knows it won’t bounce.

The crazy part is that banks charge as much or more for certified checks than for prepaid ones. Most certified check fees run from $5 to $15, which is a ridiculous price to pay for someone taking three seconds to print and stamp a check.

The other problem is that since certified checks withdraw directly from your account, they’ve got your name and account info written on them. And that can be a really bad idea for security reasons.

Money orders let you send and receive large amounts of money safely without stupid bank fees. And most importantly, they help guard your personal information.

Sure, money orders will include your name and address, but unlike a personal or certified check, they won’t include your bank account or routing numbers. It’s a lot harder for people to steal your financial identity without that info.

And that’s good. You need to make identity theft as difficult as possible—because the sad truth is, thieves and scammers just can’t wait to steal your identity and money if they get even the smallest chance.

Every money order also comes with a receipt and a tracking number for extra security. So that way, if your cousin tries to say, “Hey, you owed me $500 and only gave me $100,” you can whip out that receipt to show that the money order was worth the full $500.

The tracking number is obviously helpful when you’re mailing a money order, especially abroad, because you can tell exactly where it is and make sure it reaches the right person. That cuts way down on the risk of someone lying about lost funds—and on the chance of an actual loss.

Here are a few of the most common times you might need to pay with a money order:. Remember, you’re not buying a $5 garden gnome at a yard sale.

Since money orders protect your banking info, you can feel safe knowing the seller can’t access your bank account or debit card info from the money order. That’s super important if you’re buying from an online seller you don’t know (or if your neighbor Joe turns out to be a huge jerk when he sells you his iMac).

When you’re the seller, you need to know the buyer can actually pay for whatever you’re selling. The last thing you want is for them to write a bad check and disappear into the sunset.

You can help prevent that by asking buyers to pay with a money order for valuable items. Since the money order is prepaid, you can feel pretty confident that they have the funds.

These days, you can send money through a ton of digital payment platforms. But there are still some legit reasons to send money physically—like putting down a security deposit on a new apartment or giving funds to a family member in the military.

Mailing cash or checks can be risky. They might get stolen, lost or damaged.

But with a money order, the tracking number lets you see where it is and when the recipient got it. And only the person whose name is on the money order can use it.

This one might surprise you because most people pay debts with checks or online. But if you owe a lot of money or you’re dealing with scummy collection agencies, those payment methods may actually cause more problems.

Let’s say you send the collection agency a check. Just like scammers, collection agents can use the account and routing numbers from your check to access your account.

Even if you said they could only take $100, most of these companies don’t listen. They’ll take the money you planned to use for the house payment, the utility bill and the kids’ clothes.

What’s really wild is that most banks will not only let this happen but also charge you overdraft and low balance fees after the collectors drain your account. Talk about kicking you while you’re down.

If you can’t count on your bank to protect you, you may have to take matters into your own hands and pay your debt with a money order.

When you’re behind on a lot of bills, you may have trouble catching up because you’re not sure how much you can afford to pay on each one. If that’s you, start with these steps to get back on your feet.

The important thing is, you’re still paying what you owe. You’re just protecting your accounts and identity from crummy collectors while you do it.

As great as money orders are at protecting your identity, you still need to use good judgment and watch out for scams, like counterfeit money orders. And you have to be on your guard because your bank won’t catch these scams for you.

Money orders are typically issued by a government or banking institution. You can also purchase money orders from Western Union, MoneyGram, Walmart, and some check cashing stores.

There are countless scenarios in which money orders are being used for fraud. In many cases, a legitimate money order is purchased for a small amount but then altered to show a different amount.

The best advice we can give is if it’s too good to be true, it probably is. Trust your instincts and use these guidelines when accepting money orders:

There are other ways to accept payment from someone if you want to avoid money orders. They include:

If you suspect you’ve been a victim of fraud, please take time to report it to your local law enforcement agency. If the money order was mailed to you, you can also contact U.S.

In addition, if you feel your 1st United account information has been compromised, please contact us immediately at (800) 649-0193 so that we can assist you.

Need to send money or pay a bill. A money order is a secure form of payment you can use in place of checks, cash or credit cards.

Completing a money order isn’t complicated, but it does require entering the right information and doing so correctly. If you’re filling out a money order for the first time, it’s helpful to understand how to do it step by step.

Some of the best options for purchasing money orders include: Guidelines regarding minimum or maximum money order amounts and how many money orders you can buy at once may differ by institution.

at $1,000. The fees you’ll pay to purchase a money order can depend on where you buy it from, as well.

And, just as with a check, there are certain things you have to include for it to be valid. Money orders can look different, depending on where you buy them.

Assuming all the information is filled out correctly, the person you’re sending the money order to (the payee) should then be able to sign the back and either deposit it into their bank account or cash it the way they would a regular check. Filling out a money order is as simple as providing the required information to purchase the order.

the rest you’ll need to add yourself. Following these steps can help to ensure that your money order is properly completed before sending it off to the payee.

This could be a person, if you’re making a cash payment to an individual. Or it could be the name of a business, if you’re using the money order to pay a bill.

Write their name clearly and in ink so that it can’t be altered later if the money order is lost or stolen. Filling the payee field out first is important because, until that’s filled in, anyone could write their name on the money order and cash it.

This is where you’ll add the recipient’s address information. If the payee is a person, you may put their home address.

Again, it’s important to write this information clearly and in ink. Double-check it to make sure you’re writing the street number and street name correctly.

As the purchaser or person who buys the money order, there are a couple of fields where you’ll add your information. First, you’ll fill in your name.

Next, you’ll write down your address. This typically goes underneath your name, if this information is required.

This is where you’ll write the purpose of the money order. For example, say you’re using a money order to purchase a used car from a private seller.

Or, if you’re paying a bill, you could mention that in the memo line. You’ll also want to include the account number for the bill you’re paying here.

This is where you’ll want to add your signature once you’ve filled out the rest of the money order. This final step before you can send it off to the recipient is not required for USPS postal money orders.

You may also see a space for a signature on the back of the money order, but that’s not for you. That’s where the payee signs the money order once they’ve received it.

If you see that you’ve made a mistake, don’t try to correct it yourself. Instead, show the error to the person or business you’re buying the money order from.

Or you might have to cancel the money order if you’ve already paid for it and purchase a new one. If you haven’t paid for your money order yet, you’d need to do that first before you can send it.

But some money order issuers will allow you to pay with a credit card. Aside from the face value of the money order, you’ll also have to pay whatever fees the issuer charges, which can range from under a dollar to $5, depending on where you purchase the money order.

This receipt should include a tracking number that you can use to track the money order and see when it’s cashed. Your receipt will also come in handy if you later need to cancel or replace a money order because it’s lost or stolen.

Filling out a money order shouldn’t be a complicated process, if you know what information is needed and where it should go. But as you complete a money order, take care to avoid these common mistakes:

Although money orders typically only cost a few dollars, some issuers charge higher fees than others. You should also review a money order issuer’s policies on canceling or replacing a lost or stolen money order.

But if either scenario happens, it’s helpful to know beforehand what you’ll need to do to resolve the situation and get the money back.

If you can’t find a location that sells money orders, you have other options, including using cash, writing a personal check or getting a certified check from your bank. Mobile payment apps are also an option if you need to send money quickly.

Money orders need to be signed in order for the person who receives it to cash or deposit it. If you’re sending a money order, your signature doesn’t have to be witnessed.

You can deposit a money order into a checking or savings account the same way you’d deposit a check. If you use mobile check deposit or an ATM, just sign the back of the money order, write your bank account number beneath your signature, and either take the photo for a mobile deposit or insert the money order into the ATM.

The full dollar amount of the money order may not be available for immediate withdrawal. The purchaser on a money order is the person who bought it and is using it to send money.

Money order fees can vary, depending on where you purchase them, but generally you can expect to pay $1 to $5 per order. You may be able to purchase money orders at places like Walmart, the U.S.

Cashier’s checks and money orders are considered to be safer forms of payment compared to personal checks, but they differ in terms of where you can buy them, what they cost, and when it makes sense to use one over the other. You can use a money order or cashier’s check instead if you have to pay someone and you don’t want to use cash or write a personal check.

Investopedia / Joules Garcia. The bank takes the money from your checking or savings account and puts it in its own account when you purchase a cashier’s check.

You’ll typically pay a fee to the bank for a cashier’s check to the bank, with the average fee at the nation’s largest banks hovering around $10.

The bank takes the money directly from your account and puts it into its own, so the check is guaranteed not to bounce. Whoever you want to pay is guaranteed to receive the money.

Cashier’s checks aren’t entirely foolproof, however, and fraudulent cashier’s checks can feature in financial scams. A scammer might present you with what looks like an official cashier’s check, which you then deposit into your account.

A cashier’s check is an official check that’s issued by a bank. It’s not the same as a certified check, which is drawn on a depositor’s checking account after the bank has certified and put a hold on sufficient funds to pay the check’s amount.

Another key difference is that a bank representative will sign a cashier’s check because the funds are technically drawn from the bank’s own account whereas the bank certifies the customer’s signature on a certified check is genuine.

It’s not to be confused with a certified check, which is a check drawn on a depositor’s checking account that the bank certifies there are sufficient funds to pay. Money orders are also a safer form of payment compared to personal checks.

Postal Service, convenience stores, drug stores, grocery stores and check-cashing companies. These places generally will also cash a money order they’ve issued, or you can deposit a money order into your bank account.

You must pay for a money order with cash, a debit card or traveler’s checks when you purchase one. You generally can’t use a credit card or write a personal check, and the transaction could be treated as a cash advance if you are able to use a credit card.

The fee may be less than $1 or as much as $5 depending on where you buy a money order and how much it’s for.

You must request a new cashier’s check from the bank if it’s lost or stolen, and, in most cases, you must purchase an indemnity bond from an insurance company. This bond protects the bank if you lose the cashier’s check a second time.

Replacing a lost or stolen money order is often as simple as returning with your receipt to the place where it was purchased and asking for a replacement or refund. The money order issuer may charge you a fee to replace it, but you can get it right away instead of waiting months for a cashier’s check to be reissued.

Money orders are generally easier to buy, but cashier’s checks are more secure. So which should you use and when.

The safety factor makes cashier’s checks the better choice if you’re making a large payment, perhaps for a car or a boat. In fact, a cashier’s check may be your only payment option in some cases.

Money orders are less expensive, making them more suitable for smaller payments or when writing a personal check isn’t an option. You might want to use a money order to pay rent or to send a few hundred dollars to a friend who’s short on cash.

The maximum amount for a U.S. Postal Service, MoneyGram, or Western Union money order is $1,000 as of 2023.

Contact the bank that’s named on the check to make sure it’s authentic before you accept it for payment from an unknown party or try to cash or deposit it. Contact the issuing bank right away if your cashier’s check is lost or stolen.

The bank can decline to honor the check if it’s been stolen or presented for payment by someone other than the intended individual or business if you’ve taken the necessary steps to report the loss. Money orders and cashier’s checks can be a convenient way to pay someone or to receive money.

Most importantly, keep your receipt or statement showing when the money order or cashier’s check was purchased in case it’s lost, stolen, or damaged.

Money orders can be a great way to exchange funds if you prefer a non-electronic option but don’t have access to paper checks from a bank account. Although there’s a level of convenience associated with this payment type, but you still have to check if the money order is a possible fake.

Your bank could hold you responsible for those funds or any other fees assessed with returned payments or insufficient funds. For this reason, it’s worth taking a moment to learn about spotting fake money orders.

There are different kinds of money orders that come from different places like banks or other financial institutions. We’ll go over a few common money order types and how to spot fake ones.

One of the first things you can check on a money order is the dollar amount. Money orders have limits, and if you get a money order with a high dollar amount than a money order allows, you can be sure it’s fake.

According to the USPS website, here are ways you can check the authenticity of one of their money orders:.

The USPS provides a way to verify money orders. If you’re not sure if the money order is real or not, you can call the U.S.

You can also report any suspected fraud by calling the U.S. Postal Inspection Service at 1-877-876-2455.

If you don’t see any of this information, that is a huge red flag and could mean that a money order is fake. Photocopied money orders may also show obvious markings like “void” or “copy” on them.

If you see these markings, then your money order is fake. Other clues include dollar amounts over $1,000, smudged ink or flimsy paper stock.

The optimal verification step would be to bring the suspect money order with you to the bank that issued it. This way, you can hear from the source whether or not the money order is legitimate with the right funds behind it.

You can cash it right away (be prepared to provide the necessary documentation to verify your identity). Just like any other money order, you will look for security features such as watermarks that should be visible when held to the light, legal amounts, etc.

Both Western Union and Money Gram money orders also have a receipt you can tear off for your records. If they are real, these money orders should have perforated edges on one side.

If you deposit a fake money order, there’s a chance that the bank will cash it and make the funds available right away. In some cases, the bank may hold back a portion of the funds until the money order is verified.

Here’s what you can expect to pay at different banks for return deposit fees: If you are dealing with someone you don’t know, you are more likely to be a victim of financial fraud.

When dealing with people you don’t know, accept digital payments or be prepared to verify your money order on the spot. Carter Seuthe, founder at Credit Summit, a personal finance blog, describes how this works, “There is a common scam often referred to as the ‘overpayment ploy.’ The scammer will send a money order for a higher amount than necessary for the purchase, and then they will ask you to refund them the extra.”.

Part of the money order scams can include a remitter who seems in a hurry to wrap up your deal using a fake money order. They’ll urge and rush you to get to the bank and make the deposit, they can get out of the picture before the bank finds the money order fraudulent.

Once you believe this story, you might be more likely to compromise your good sense and do business in a way that you would not normally. Although these can be faked, too, they are another alternative payment you can accept—especially when doing business with higher dollar amounts.

This payment method can be expensive for both the sender and recipient. Also, it’s not always as instant as other electronic forms of payment, but it still pretty quick.

Before a bank will even approves the transfer, the funds must available in the sender’s account. Zelle is a digital payment platform that allows you to, in most cases, send and receive verified funds instantly (limits do apply).

These digital payments are also usually instant and secure. One tip when dealing with these forms of payment: When someone sends funds, just make sure they actually arrive in your account.

You should also know that with some types of PayPal payments reversal is possible. So, make sure whoever is paying you is reliable and unlikely to file a claim for payment reversal without cause.

For one, graphics on paper can be re-created with simple apps and printing equipment. Nowadays, you don’t even need sophisticated technology to recreate a money order.

Another reason money orders are easy targets for scammers is the fact that there is a process to convert them into cash. Once you walk away with a money order, there are additional steps that take time to complete, as opposed to a digital transaction that takes place in a few moments with verified funds.

Even the cashier at the bank may cash your money order without doing a check for authenticity. Once it’s cashed, the bank could hold you liable for the funds they cannot recoup from the fake money order.

As the old adage goes, if it sounds too good to be true, it probably is.

Maybe you’re wondering what you would do if you had the opportunity to send money without a bank account. Moneygram money order gives you this chance in hand, and it’s similar to a bank cheque but slightly different because it’s a prepaid cheque, which means it doesn’t let your cheque go bounce.

We’ll explore here in this article every aspect of Moneygram and presents a guide on how to fill a Moneygram money order in a secure way. Must Read: Permissionless and Permissioned Blockchains: Unravelling the Disparity.

Table of Contents. A money order is similar to regular personal checks.

The benefit of filling the money order is that you don’t need any bank account required for cheques, but it provides prepaid cheques that eliminate cheque-bouncing risks. Most teenagers use money orders, though it gives these youngsters an alternative to bank cheques.

If your money order cheque got lost or stolen, then recovery of that money can be difficult. If you want to borrow money and get it instantly so, click here.

So there is no need for you to have a checking account. MoneyGram is a reliable, safe, secure payment system trusted by many and money orders now have 200k spots in the USA where you can receive or send money.

Buying and filling the MoneyGram money order is not a complicated task, and the desired part of MoneyGram is to eliminate the risk of cheque bouncing. You just need to go to the MoneyGram official website, hit a tap at find location, and purchase money orders from any MoneyGram location branch.

Write your recipient’s name in the section where it says pay to the order on the money order receipt. A recipient could be a person or company – filling out the receipt name secures your payments.

Nobody can redeem that payment except the one whose name is on the receipt. An Address filling requires your state, city, zip code, etc.

it helps the recipient know your location. However, when he feels any difficulty redeeming a cheque, he can contact you in that case.

There is a Payment for / account number section on your money order. If you didn’t find that section, write your account number on the upper or bottom of a cheque.

So, I am showing you a form where there is a purchaser section. you’ll see “purchaser’s signature” on a cheque.

To fill the MoneyGram money order, some require a processing fee, and others don’t. Please save your receipt in a secure place in case you face any problems regarding payment issues.

I hope you undoubtedly find your problem solutions, and we will try to describe them quickly and faster without wasting your time. The following questions regarding Moneygram can be found below the article.

If someone pays you with a money order from MoneyGram, you want to adapt it into funds. In this situation, converting it to cash offers a user the quickest access.

Including. It is an easy process to track your order on MoneyGram.

Ensure you have the reference number to give to the customer service receptionist. However, users can check the money order status online.

Then tap on the check status tab to see where your order till now. Additionally, users have another option to track the money order.

fill out the form then you can check the status of your transfer money order on MoneyGram. Just like we discussed the scenario about money orders and its benefits.

Because of its simplicity, money orders acquired more space in the world of payment exchanges. In that scenario, we should also be aware of its pros and cons, so let’s dive in without further due.

Most money orders don’t allow you to change details because changing information can be the reason your payments might get stuck and could become a problem for both the receiver and sender. The most acceptable option is to cancel the money order and get your refund, then start to fill the new money order by adding the correct details.

to do that, users must fill out the form online. Keep the identification and any data you have about the money order to initiate the procedure.

If the refund process is successful, the issuer should return funds to you within almost 2 months. However, the sooner you refund your money order, the better it will be.

People complained about money orders in the past decades because of low security if stolen. But now, it got modified and added security-wise and anti-fraud features like ultraviolet rays scanners to detect the authentication of money orders.

The 3 big giants (western union, US Portal, and MoneyGram) are the safest play but do check these features in them. If got trouble finding them, then call them to fix your problem.

People assume that money orders are like a vintage payment system. But don’t know nowadays, money orders also have an online presence either do money order online or through a cheque.

A Paper cheque receipt never expires nor gets hacked because it’s in a physical form. If stolen, replace them with another cheque.

The MoneyGram service’s boundary is about $1000 per money order. Do MoneyGram money order deceases.

No money orders have an expiration date, but if a user doesn’t use the money order within 1 to 3 years of the purchase date, a non-refundable charge will be deducted according to the terms and conditions on MoneyGram. What are the charges to send money from the US.

The charges depend on where, in what way, and how much you are sending. If you pay with a bank account, the charges are typically low.

Can a blank money order be cashed.

It can be filled out and then cashed.

A Securus Technologies Company. Money Order Deposit Form.

HOW TO SEND. A MONEY ORDER.

Make the money order payable to JPay. 2 You can include the Inmate name & ID on the “memo” or “used for” line We recommend using US Postal Money Orders.

4Mail to: JPay, PO Box 260010, Hollywood, FL 33026. Things to know.

Do not include any letters or notes with your payment because these will be discarded. Verify that your loved one’s name and DC# are entered correctly on the Money Order Deposit Form.

In addition to money orders, cashier’s checks and certified bank drafts are also accepted. All procedures, terms and conditions apply.

Visit JPay.com/LegalAgreementsOut.aspx for Payments Terms of Service. All approved money orders will be processed within ten (10) business days following receipt by JPay.

Please call 800-574-5729 if you need more information or assistance completing this form. JPay is not responsible for money orders lost in the mail or otherwise lost in transit, or for money orders which did not reach the intended recipient for reasons beyond our control.

In the event you initiate a stop payment on this money order, cashier’s check, or certified bank draft, you will be responsible for reimbursing JPay for any bank fees or insufficient fund charges incurred as a result of the stop payment.

There’s a Better Way. Send money without a money order – and get the payment posted the next day.

800-574-5729.

Toll-free, 24/7.

Sign up for free.

Money orders can take.

JPay Mobile.

Cash at MoneyGram.

days to mail and process.

(Receive code 5188).

Android and iPhone.

* Some facilities do not process on holidays and weekends. Delivery timing subject to depositor verification.

Money Order Deposit✁Slip.

ALL FIELDS REQUIRED.

Your Date of Birth (MM DD YYYY).

FOR INMATE DEPOSITS.

Mail to: JPay, PO Box 260010, Hollywood, FL 33026.

Money Order Amount – maximum $999.99.

Inmate’s DC#.

Inmate’s State.

Inmate’s Full Name (Last, First).

Institution.

Your Email.

Your First Name (Person Making Payment).

Your Phone Number (Person Making Payment).

Your Last Name (Person Making Payment).

Your Address.

Your City.

Your State Your Zip.

DC2-363 (Effective –/–).

Speed up your business’s document workflow by creating the professional online forms and legally-binding electronic signatures. Say goodbye to printing, signing, and mailing paperwork.

With traditional, physical signing methods, filling out and executing moneygram receipt can be challenging. With signNow’s straightforward eSignature tool, it is easy to create, fill out, send out, and sign files with a all-in-one drag-and-drop editor.

Whether you need to certify the moneygram receipt or modify a document, signNow allows you to generate and securely send out paperwork for signing swiftly. Easily edit forms, set up reusable templates, and streamline eSignature workflows-all from within a single platform.

We are here to assist. Google Chrome gives multiple valuable extensions to improve your daily browsing-including signNow for Chrome.

Get up and running in a couple of minutes. Executing documents like moneygram receipt inside Google Chrome is only a fraction of what signNow provides to the users.

signNow also enables you to set up configurable eSignature workflows integrated with the CRMs and solutions you currently use to improve your record-related activities. You’ve received the moneygram receipt to your Gmail and don’t know how to sign it.

If you use Gmail as you default email service, then our signNow for Gmail extension can help you easily sign files emailed to you. signNow helps you create and collect signatures without leaving Gmail.

Our suite of tools is quick to set up, making it easy for customers of all skill levels to start. Choose signNow today and discover its many advanced document management features.

signNow is a time-saver and allows you to effortlessly manage and send, and sign files on any device via a mobile app or mobile browser. signNow’s user interface makes it easy to execute any form from your mobile phone.

Fill out moneygram receipt on the go-no matter time or location. Get started today and learn how to streamline your document management processes with signNow.

But what about certifying them. signNow’s mobile app for iPhones lets you easily generate and add your valid eSignature right from your mobile phone.

signNow’s user interface is easy and strightforward to use across various web-based and mobile solutions. You can start preparing your moneygram receipt in a web browser and continue process on your iPhone.

Configure your document-based workflows and integrate them with your preferred applications-even while on the go. Printing and scanning moneygram receipt to make an electronic signature is time-consuming, especially if you’re away from your laptop.

Put an end to paper-based execution workflows. With signNow, you no longer require a laptop to sign and fill out moneygram receipt.

signNow features also include conditional fillable fields for data collection, an Audit Trail with record history, and the option to conduct in-person signing. Create reusable templates, keep all your documents at hand, and execute them from any device-even when there’s no internet connection.

Walmart giveth and they taketh away. In this hobby, you sort of get complacent/lazy in your usual routine.

I went to Walmart a couple of weeks ago and bought 2 money orders. After the first MO printed, the cashier will type in the MO number into the computer before the 2nd one starts printing.

Ninety nine percent of the time, you’re good to go. In this occasion, I didn’t notice that the 2nd MO wasn’t fully printed until days later (both the cashier and I didn’t check at the time of the transaction.).

I took the MO to Wells Fargo. The teller tells me that they need a date and the amount on a check to be able to cash it.

I call up Moneygram and the automated system says they can replace damaged MO’s for $18. Well that’s no bueno.

That did NOT sound like fun, but it seemed to be my only option.

She tried to call MG, but we were on hold for 20+ minutes. I even asked her to just cash it.

The system rejected the MO (prob due to the lack of date, etc). I told them I’ll come back at another time since I didn’t want to wait any longer.

So I go back to Walmart again, and luckily, the CSM was working the CSR desk this morning. I explained to her the situation.

After 5 minutes, she comes back with a pouch, which I figure was cash in there. Sure enough, she hands me cash for the bad MO.

Don’t get complacent in this game.

With the explosion of electronic payments through online banking and credit and debit cards, money orders have become an almost forgotten payment method. That’s despite the fact that they’re still commonly used by millions of people.

There are certain times when a money order can be the preferred method of payment. Money orders are most valuable in two situations.

According to the FDIC 8.4 million households, or about 6.5% of all households in the country have no bank relationship. These households are referred to as “un-banked”.

These are people who have a bank account, but make extensive use of non-bank financial services. They don’t give a definition of what kind of bank relationship the under-banked have, but we can guess it may be people who have a savings account, but not a checking account.

Since it’s likely that most in the group don’t have a checking account, money orders are a convenient substitute for checks and electronic payments. The second situation is where you want to make a payment, but you don’t want to risk disclosing any personal information.

The check not only includes your name, but also the name of your bank, the bank routing number, and your personal account number. That’s all a potential thief would need to steal your identity.

It opens the possibility that your name and credit card account number could fall into the wrong hands. But a money order enables you to make payment in a legally acceptable way, without the need to disclose any personal information.

Money orders work much the same way checks do. The main difference is that while a check is drawn on a bank account, a money order is essentially funded in advance.

You’ll make a money order payable to an individual or a company, who will then need to endorse the document for payment. From a recipient’s standpoint, a money order has the advantage that it’s fully funded.

This is unlike checks, which can bounce if the issuer’s bank account lacks sufficient funds. You can purchase money orders at tens of thousands of locations across the country.

Money orders can generally be purchased in amounts up to $1,000. If your payment amount is higher, you may need more than one money order.

They can cost as little as less than $1, to as much as $5, depending on where they’re purchased. As for payment, you’ll need to purchase a money order using cash, or a debit or credit card.

But be aware if you use a credit card to purchase of a money order it may be treated as a cash advance. Most credit cards charge a cash advance fee, as well as a higher interest rate on the amount advanced.

Not all merchants will accept money orders, particularly for online transactions. If you’re paid by a money order, and you need to redeem it, you can generally do it at any location where money orders can be purchased.

If you’ve never purchased a money order in the past, you’ll be surprised at the thousands of places where they can be either bought or redeemed. Here are the most common sources:

And since there’s probably a post office close to home, they’re available to anyone.

Domestic postal money orders are available in denominations up to $1,000. They can be purchased using cash, a debit card, or traveler’s checks, but not a credit card.

However, the maximum amount of any single money order is $750, and the fee is $69.30. That works out to be about 13%, which is an expensive way to send a payment.

But you’ll need to have an account with a bank to purchase one. Terms vary by institution.

DCU Credit Union similarly offers money orders in denominations of $1,000, but at a cost of $3 each. These are just examples of banks and credit unions.

Western Union operates primarily through agent locations, which can be retail outlets, convenience stores, and pharmacies. They have more than a half-million agent locations around the world, in over 200 countries, but money orders are available at “only” 56,000 locations.

This is less than you will pay at either banks or credit unions, and even a few cents cheaper than the US Post Office. MoneyGram is similar to Western Union, in that it works through agent locations.

Depending on the location, MoneyGram may be one of the least expensive ways to purchase a money order. They charge a fee of just $0.70 to purchase a money order of up to $1,000.

Two major pharmacy chains that offer money orders are CVS and Rite Aid. (Interestingly, Walgreen does not.).

They use MoneyGram money orders, and charge a fee of a $1.25 each, in amounts up to $500. Be sure to check with the CVS location to make sure money orders are available.

They are available in denominations up to $500, at a cost of $.099 each. 7-Eleven is a convenience store with nearly 8,000 locations across the country.

You should also be aware that you cannot redeem a money order at any locations. The maximum money order is $500, and it comes with a fee of $0.65, or up to 3% of the amount of the money order.

That could mean $15 on a $500 money order, so 7-Eleven shouldn’t be your first choice.). It should come as no surprise that Walmart offers money orders – they have everything else.

And also not surprisingly, Walmart has one of the lowest prices on money orders you’ll find anywhere. They offer money orders through MoneyGram at the Walmart MoneyCenter.

Buying a money order may also be no more complicated than going to your favorite grocery store. Many offer financial services at their customer service desks, that also make money orders available.

They use Western Union money orders, which can be purchased in denominations up to $1,000. Fees vary by location, but they advertise it can be as low as $0.69 if you have a Kroger Shopper’s Card.

The maximum amount is $500, but the cost is just $0.59 each. Unfortunately, Safeway doesn’t redeem money orders.

But if they’re offering money orders, there’s an excellent chance your own grocery store does as well. Since check-cashing services provide financial services for non-bank customers, many also offer money orders.

Also, be careful with fees. Since check-cashing services work mostly with the un-banked, the fees are likely to be higher than what you will pay at any of the other sources on this list.

But if you do have a banking relationship, money orders may be less familiar to you. But even if you have a bank account, and can make payments by check or online payments, there may still be those situations where using a money order is a more desirable option.

Even if you don’t plan to use a money order soon, it’s good to familiarize yourself with the practice. If you do, you’ll be ready when the day comes that paying by money order is the better choice.

While often overlooked, they hold significance for those without bank accounts or concerned about disclosing personal information. Money orders function like checks but a.