Victoria’s Secret is one of the most popular lingerie brands in the country. Their unmistakable ads and constant sales lure in shoppers far and wide, so what about their credit card.

In this review we’re covering the Victoria’s Secret Angel Card benefits, rewards program, fees, drawbacks, and more — so read on to find out if it’s the right fit for your wallet.

The Victoria’s Secret Angel Card is a basic store-branded card issued by Comenity Bank. When applying for the card, you can choose between 2 “looks” or designs.

This card can only be utilized at Victoria’s Secret (VS) and PINK stores (in the U.S.), victoriassecret.com, and Bath & Body Works stores. Additionally, rewards can only be utilized on Victoria’s Secret and PINK purchases (in-store or online).

Also of note, you cannot use the Angel Card at bathandbodyworks.com.

There are a bunch of perks that come standard with the Victoria’s Secret Angel Card. However, the program also involves tiered statuses directly related to cardholder spending.

Cumulative points toward status are based on a rolling 12-month period. The 3 VS Angel Card rewards statuses are:

Terms and conditions of the VS rewards program state that Angel members and Angel VIP members will remain at their achieved status until the next higher status is reached. Once a member reaches Angel Forever status, they will stay at that tier for the remainder of that program year as well as 1 subsequent program year.

After that, the Forever Angel cardholder must re-qualify for their Forever status by earning 1,000 points during each subsequent program year. If they don’t, they’re bumped back down to Angel VIP status.

This is true even if their spending falls below the (initially) required 500 points in a program year. 🙌 Earn rewards for shopping (1 point per $1): Basic points earning is 1 point per $1 spent at VS stores, PINK stores, and victoriassecret.com.

(More on this below in “How Basic Rewards Are Issued”). 💕 Triple points on all bra purchases: Angel rewards members earn triple points for all bra purchases, including clearance and discounted bras.

If there are other non-bra items purchased in the same transaction, these will still earn 1 point per $1. At no time can a rewards member earn more than triple points on bra purchases — meaning bonus promos can’t be applied on top of this perk (i.e., no adding triple points on bras to triple points days for 6x points).

Interestingly enough, Triple Points Days are chosen after a shopper makes their purchase. But keep in mind that a Triple Points Day selection must be within 90 days of said purchase.

To designate a day, rewards members must call 1.844.3XANGEL (1.844.392.6435). If you don’t choose a day within this time period, you can no longer earn triple points for that purchase.

Terms and conditions of this perk also state: “Program Year” for purposes of the triple point day(s) is based on a 12 month period commencing on February 1 each year and ending on January 31 of the following year.

Think of this as a type of “sign-up bonus.”. 📓 “Little Book of Exclusive Perks”: In addition to your $15 future purchase credit, your welcome kit will also include a “Little Book of Exclusive Perks” that’s said to contain up to $65 worth of savings in coupons.

All online purchases that include a qualifying* bra are eligible for free standard shipping for Angel rewards members. To apply free shipping to an order, members must use promo code JUST4ANGELS at checkout.

🎁 Annual birthday gift: All Angel rewards members receive a special birthday gift as long as their account is in good standing. This is usually a $10 reward for any purchase made in-store.

One additional perk not mentioned above in the main benefits is “Angel Card Month,” which happens once a year. Benefits during this appreciation month are available to all tier status levels.

Angel VIP status members and Forever Angels receive all of the basic perks above. They also receive a few extra benefits as a sort of loyalty appreciation.

Events can include special sales, early access to general/public sales, triple points promo periods, etc. 🛍 Annual thank-you gift: This perk is only applicable to Forever Angels.

The thank-you gift is only available for a limited time and is usually in-store only, so you’ll need to head out to your closest VS store within the promo window to snag it.

If you don’t earn enough points to add up to $250 for your $10 reward in 1 statement period, they’ll carry over to the following period and will continue to add up until you reach a reward. It’s important to note, however, that your rewards points DO expire 12 months from the date they are earned (or if your account is inactive for 12 consecutive months).

Some other websites report that rewards members receive double points on their balance if they pay it off in store. However, this is not quite what the FAQ online says:

Double Points will not be awarded on bra purchases, and cannot be combined with any other bonus Point promotions. This benefit can only be earned once per month up to a maximum of 1,000 Points.”.

The Victoria’s Secret Angel cardholder customer service representative reported: If a cardholder pays their billing statement in-store, their last month’s activity is reviewed and double points are issued for the largest transaction that was made.

Alternatively, you could pay online, but you won’t get this bonus. And if you pay by phone, there’s actually an added fee.

Just make sure you’re ready to make a purchase if you want double points and stated rules apply.

As we mentioned above, Angel and VIP cardholders will receive a $10 reward for every 250 points earned, and Forever Angels receive a $15 reward for every 250 points earned. Basically, that means each Angel/VIP point is worth 4 cents, and each Forever Angel point is worth 6 cents.

VS states that Angel Rewards are mailed within 3-6 weeks of being earned. This is the only thing Victoria’s Secret FAQ states in regards to receiving your reward.

The rep stated that you can also receive your rewards via email, but you have to contact customer service to let them know you would like to receive them that way. Hot Tip: Unfortunately, unlike many other store-branded credit cards, there is currently no way to access and/or utilize your rewards within the VS mobile app.

If you receive your rewards via standard mail, you can take your reward into any VS or PINK store to redeem it. You can also utilize it online with the unique code found on the reward.

Are you looking for new sleepwear set for comfortable sleep. If so, Victoria’s Secret is the perfect place for luxurious and comfortable clothing items.

Plus, their credit card program offers various benefits for those who love to wear luxury.

By reading this post, you’ll also learn about various rewards and benefits Victorias Secret Cardholders can enjoy. So, whether you wish to apply for Victoria’s Secret Card or want to update your information about it, keep reading.

Victoria’s Secret Credit Cards are issued and managed by Comenity Bank.

Therefore they can’t enjoy the rewards that come with card usage. Why.

You might also be one of them.

Now, you can make and manage your purchase and pay your credit card bills from the comfort of your couch.

Note: You’ll receive your Victoria’s Secret Credit Card within 7 to 10 days.

From here, you’ll be prompted to enter your Username and Password. Once you’ve done so, you’ll be taken to your account dashboard, where you can view your balance, make payments, and more.

If you forget your Victoria’s Secret Credit Card Account’s password, follow these steps to reset/change it: If you, unfortunately, forget your User ID, follow these steps to retrieve it:

You can use it to manage your account online, make payments, and earn rewards. There are many different payment options available, so you can choose the one that best suits your needs.

To make paying credit card bills easier, Comenity bank has provided a Phone service to pay your bills from the comfort of your home.

A bank’s customer service will pick up your call and guide you thoroughly about the bill-paying process.

Simply write a check with the bank’s name and remittance slip. Mail it to Comenity Bank Mailing Address:

PO Box 182273. Columbus, OH 43218-2273.

Victoria’s Secret Credit Card Customer Service is available 24 hours a day, 7 days a week. You can reach customer service by calling the number on the back of your card or by visiting the website.

Give them a call today and get the answers and assistance you need. You’re out of town and realize you need to make a payment on your Victoria’s Secret credit card.

It can be confusing trying to figure out how to pay your Victoria’s Secret credit card online, by phone, or by mail. We’ve got you covered.

If you need to pay your Victoria’s Secret credit card bill but don’t have a checking account or prefer not to use online banking, you can pay by phone. Here’s how:

If you need to make a payment on your Victoria’s Secret credit card, you can do so by mail. Here’s how:

The app is available for both iPhone and Android, and it’s free to download. Once you’ve downloaded the app, simply log in with your Victoria’s Secret Credit Card account information.

The Comenity Bank mobile app is a convenient way to manage your Victoria’s Secret Credit Card account on the go. So if you’re ever in a pinch and need to make a payment, simply open up the app and you’re all set.

One of those cards is likely your Victoria’s secret credit card. While it’s great to have a card that you can use to make purchases at your favorite store, it’s important to be aware of the potential for late fees ($30-$40).

To avoid paying late fees, it’s important to make your payments on time. You can do this by setting up automatic payments from your checking account or by mailing in your payment each month.

Here are a few tips to help you avoid those pesky late fees: Following these tips should help you avoid paying late fees on your credit card account.

If you’re a fan of Victorias Secret’s line of lingerie, cosmetics, and fragrances, then you might want to consider signing up for their credit card. With the Victorias Secret Credit Card Login, you can enjoy a number of perks and benefits that are exclusive to cardholders.

You’ll also earn points for every purchase that you make, which can be redeemed for free merchandise or store credit. Plus, you’ll get special financing offers on select purchases, making it easy to keep up with your payments.

>> Click Here To Get Free Credit Card This Month. Victoria’s Secret is known around the world for its high-quality lingerie, clothing, accessories and beauty products.

>> Click Here To Get Free Home Depot Consumer Credit Card. The Victoria’s Secret Credit Card is issued by Comenity Bank and can only be used at Victoria’s Secret stores, online, catalog, and at Pink stores.

Here are some key features of the Victoria Secret Credit Card: 30% off your Victoria’s Secret purchases on the day your account is opened.

Earn 1 point for every $1 you spend on the card at Victoria’s Secret and Pink. Redeem reward points for free bras, panties, beauty items and more.

0% APR financing for 6 months on purchases of $150 or more (with approved credit). As you can see, the card offers some excellent rewards and discounts for Victoria’s Secret shoppers.

When you’re approved for the Victoria’s Secret Credit Card, you’ll get a 30% off coupon valid for one purchase on the day your account is opened. This coupon can be redeemed at Victoria’s Secret stores, Pink stores or online at VictoriasSecret.com.

To get approved for the 30% off coupon: Apply and get approved for the Victoria’s Secret Credit Card in-store, online or by phone.

Present your 30% off coupon at checkout to save. This 30% off discount is only valid on your first purchase with the new card, so make sure to use it right away to maximize your savings.

This allows you to quickly rack up rewards to redeem for free bras, panties, beauty items and more. To earn the 5% cash back:

You’ll automatically earn 5% back in rewards on every purchase. Rewards show up on your account within 2-3 billing cycles.

Just use your Victoria’s Secret Credit Card as your exclusive form of payment at Victoria’s Secret and Pink. As you use your Victoria’s Secret Credit Card, you’ll accumulate rewards points that can be redeemed for free items.

Earn 1 point for every $1 spent on the card. 150 points = $10 reward.

500 points = free beauty item. 750 points = free bra.

Reward options may vary but often include selections of bras, panties, beauty items, clothing and accessories. Just log into your online account or visit any Victoria’s Secret store to browse merchandise available for point redemption.

Once you’ve chosen your reward item(s), you can complete the redemption process online or provide the item numbers and points balance at the checkout in store. Your points balance will then be deducted accordingly.

These often include generous discounts such as $20 off $100 or 15% off your purchase.

Be sure to also check your monthly account statements for coupons and sale event invitations. Some top Victoria’s Secret cardholder events include:

Reward Card Events – Earn bonuses like 5x or 10x points on select bras, panties and more. Cardholder Early Access – Get early online shopping access to the seasonal sale event before other customers.

As long as your Victoria’s Secret Credit Card account remains in good standing, you can partake in all exclusive promotions and sales. Applying for the Victoria’s Secret Credit Card is quick and easy.

Online – Visit VictoriasSecret.com and click “Apply Now” under the Angel Card section. Fill out application.

In Store – Stop by any Victoria’s Secret or Pink store and apply with an associate. You’ll generally receive an instant decision after submitting your full application.

To qualify for the Victoria’s Secret Credit Card, you must: Be at least 18 years old (19 in AL or NE).

Have a valid U.S. home address and phone number.

You will need to provide basic information such as your name, birthdate, contact info, employment details and income amount. While earning cash back, discounts and rewards on the Victoria’s Secret Credit Card can be great perks, it’s vital that you use credit responsibly.

Avoid interest charges by paying your statement balance in full and on time every month. Set payment reminders if it helps.

Be honest with yourself about what you can realistically afford to spend and repay on the card each month. Don’t overspend just to rack up rewards.

Be vigilant in monitoring your monthly statements for any fraudulent activity or billing errors. Report any discrepancies to the issuer right away to get accounts resolved promptly.

Adhering to smart and ethical behaviors will lead to a financially sound, rewarding experience with any credit card, including the Victoria’s Secret Angel Credit Card. Here is a quick snapshot of the main pros and cons to weigh when considering applying for the Victoria’s Secret Credit Card:

Earn 5% back on all Victoria’s Secret and Pink purchases. Other special discounts and sales for cardholders.

No Victoria’s Secret Credit Card foreign transaction fee. Simple rewards redemption process for free items.

High 26.99% variable APR on any unpaid balances. Must pay annual fee after first year (currently $40).

Close account if carried balances lead to unmanageable debt. Overall, the Victoria’s Secret Credit Card is best suited for responsible shoppers who frequently shop at Victoria’s Secret, pay balances off monthly, and want to maximize savings and rewards.

You get 30% off one qualifying purchase made on the day your Victoria’s Secret Credit Card account is opened. It can result in major savings on expensive items.

This adds up fast. No, your earned rewards points do not expire as long as your credit card account stays open and in good standing.

Points typically show up on your account statement within 1-2 billing cycles after you make a purchase. For pending balances, allow 2 full cycles.

It can only be used at Victoria’s Secret and Pink stores, online, catalogs, etc. It is not accepted elsewhere as it’s a store-only card.

Easily redeem online or present reward item numbers and your points balance for deduction in stores at checkout. There’s no redemption fee.

But popular beauty items, apparel and sleepwear also make great reward picks. Get what you love.

Credit requirements are relatively easy to meet, but it’s best if your credit scores are at least in the good to excellent range (690+ on the FICO model). Yes, as an authorized Victoria credit card user, you can earn all the same great rewards perks when making Victoria’s Secret purchases on the card account.

But the ongoing 5% cash back you earn makes up for no bonus. No.

Yes, their customer service line can be reached at 1-877-827-9594 for any account-related questions. It’s a variable rate currently around 26.99% APR.

This Victoria’s Secret card has no annual fee the first year but charges $40 thereafter. Make sure to take advantage of all the discounts and rewards upfront to offset the eventual fee.

Just remember to use credit wisely and pay statement balances in full each month. To begin the fast application process and unlocking.

Isn’t the idea of owning the credit card of the most popular fashion accessories store exciting. Victoria’s Secret is one of the top leading fashion brands, and it has gained massive popularity among people who love to keep up with the new fashion trends.

How do I find my Victoria’s Secret credit card number. The number is available on the card issued to you, but other than that, you can contact customer service for more information.

Contents. Many people wonder “How do I find my Victoria Secret account number.

You can easily find your credit card number written on the card. The number usually has digits varying from 12 to 19 digits.

Our professionals cannot help you find or give the VS credit card number, but you can make payments by contacting them. Just pick the products you want to buy, call customer service and then get them to pay for the products.

When you own Victoria’s credit card, it is evident that you want to make payments on time to avoid extra fees and charges. Here are a few quick ways through which you can make payments easily after knowing how to find my Victoria Secret account number.

Follow the below-mentioned steps, and you can easily make payments. ● First, apply for an online account if you’ve not used it yet.

● After getting access to your online account at Victoria’s Secret website, enter your password and username to log in. ● Then you will see the payment option.

Fill in the other required info, and you are all set to make your payments. If you don’t see an immediate withdrawal from your account, don’t worry because sometimes it takes 2 to 3 days for the fee deduction from your account.

Another effective method for paying for your credit card is by mail. You can send the payment in check form or money order with the payment coupon, and if you don’t have it, then share your Victoria Secret account number and Victoria Secret payment number.

Comenity Bank-Victoria’s Secret. P.O.

San Antonio, TX 78265. The easiest method of paying for Victoria’s Secret credit card is a phone call at the Victoria Secret credit card number: 800-695-9478.

Contact them, and you are all set with your pink credit card payment problem. You can also use this card to pay in-store.

After knowing how do I find my Victoria’s Secret credit card number, you must know the advantages that you can enjoy using this excellent credit card. The first incentive of the Victoria’s Secret card is that you get a discount of $15 on your first purchase.

You can save your money on regular purchases using your VS credit card. If you have Victoria’s Secret pink credit card, shopping online may seem exciting.

This is excellent news for people anticipating substantial shipping fees on their product’s arrival. You can enjoy different in-store hosted events when you get Victoria’s Secret credit card (with your Victoria Secret credit card account number).

You will get notified through mail about different events. The most fantastic feature of having a VS credit card is that the more you shop, the more you will get rewards and discounts.

Another cool thing is when you get yourself a VS credit card, they will remember your birthday and offer you different surprise deals on your special day. This is something that makes Victoria’s Secret different from other stores.

you can expect anything. To find your Victoria’s Secret username, you can follow these steps:

This means that Comenity Bank provides the financial services associated with the Victoria’s Secret Credit Card, including processing transactions, billing, and any rewards programs associated with the card. You can also contact Comenity Bank customer service at 1-855-823-1001 to ask about your Victoria Secret card number, where to find Victoria Secret account number or where can I find my Victoria Secret account number, among others.

Victoria’s Secret (VSCO), one of the world’s most well-known lingerie brands that also offers clothing, fragrances, and body care, has its own branded credit card—the Victoria card.

Its chief competitors are cards from Gap and Lane Bryant, with which it shares many features.

Comenity, based in Draper, Utah, provides Victoria’s Secret shoppers with a revolving line of credit. Victoria’s Secret cardholders earn rewards according to the value of their purchases, both online and in store.

The Victoria card can be used for purchases online at VictoriasSecret.com or in person at a Victoria’s Secret or PINK store. It’s also accepted at Bath & Body Works stores, although purchases there don’t earn any reward points.

Proprietary store credit cards like the Victoria’s Secret credit card are officially known as closed-loop or single-purpose cards. There are three different reward tiers—basic, silver, and gold—that reflect the amount of money spent on a rolling 12-month period.

Once a cardholder earns a certain number of points, the cardholder is upgraded to the next level.

All cardholders earn triple points on all bra purchases, free shipping for qualified purchases (above $50), and one triple-point day of their choice. In addition, cardholders get $10 on their birthday each year that the card is active and a $10 reward to use on future purchases.

The second tier is the Victoria silver card. Cardholders qualify for this tier by earning 250 points on their Victoria’s Secret card in a rolling 12-month period.

The top tier is the Victoria gold card. To qualify, the cardholder must earn 500 points on their Victoria’s Secret credit card within a rolling 12-month period.

Other little perks and special events may occur each month. To maintain the tier, a cardholder has to keep spending the same amount each year.

You can apply for the Victoria’s Secret credit card at or You can complete an application form online or apply in person at any Victoria’s Secret or PINK store. You’ll need to create or sign in to your VictoriasSecret.com account to begin your application.

Applicants must be at least 18 years old, have a valid government-issued photo ID and U.S. Social Security number, and must be a resident of the United States with a valid mailing address.

The credit limit on the card depends on the applicant’s personal credit history and finances. That being said, store credit cards often seem easier to qualify for than general-use cards.

Like most store-branded credit cards, the Victoria card charges a hefty amount of interest: As of February 2022, the advertised annual percentage rate (APR) is 24.99%. It’s a variable rate, which fluctuates with the prime interest rate.

Like most store cards, the Victoria card has no annual fee, but there are charges for late and returned payments. If a cardholder is late paying their bill, they should expect a fee of up to $41.

As with any credit card, late payments can damage the cardholder’s credit score. Cardholders should thoroughly read their cardholder agreements for full details.

You’ll need to get in touch with Comenity Bank to cancel your Victoria’s Secret credit card, since Comenity manages the card. You can call Comenity at (800) 695-9478 or TDD/TTY at (800) 695-1788 to cancel your card.

Comenity encourages customers to manage their Victoria’s Secret credit card account online by using the Account Center. The Account Center has 24/7 access and allows you to view your balance, transactions and statements and make payments to your card.

You can also call Customer Care at the phone numbers mentioned above.

If you have a high degree of brand loyalty to Victoria’s Secret and/or PINK and are looking for special discounts, then applying for a Victoria card could be a smart choice.

These cards come with a high interest rate, which can quickly wipe out any of their benefits if you don’t pay off your balance in full every month.

You can pay your Victoria’s Secret credit card in stores or online. You can also make a payment by phone by calling (800) 695-9478 or TDD/TTY (800) 695-1788 Monday through Saturday, 8 a.m.

Eastern time. You can view the points needed for your next reward online.

to 9 p.m. Eastern time.

While it carries several perks and privileges that make cardholders feel like part of the Victoria’s Secret family, its primary benefit is that it accrues points that translate into money for or discounts on future purchases. You often have a limited amount of time to use these rewards.

Overall, this card is best suited for consumers who already spend money early and often at Victoria’s Secret. Those who aren’t big fans of the brand will find that the Victoria card has a pretty limited appeal.

If you are a Victoria’s Secret shopper, you can take advantage of rewards and benefits by applying for and using the Victoria’s Secret credit card or the Victoria’s Secret Mastercard, both of which are issued by Comenity Bank. Of course, once you use your card, you’ll want to make payments on time to avoid late fees.

Advice From CardCritics: Why It’s Time To Ditch Your Store Credit Card. For a quick and convenient way to pay your bill, you can make your payment through the online portal.

Note that it may take up to two business days for the funds to be withdrawn from your bank account. As long as you make your payment online before 5 p.m.

You can also pay your Victoria’s Secret credit card online through Comenity’s EasyPay system. This system is similar to the regular method of paying online, except you don’t have to register for online account access.

EasyPay is convenient when you’re in a hurry, but keep in mind that you won’t be able to see information about your account through this system. Instead, it just allows you quick access to make a payment.

Include your payment coupon with your payment. You can find a printable payment stub and the mailing address you’ll need on the Pay By Mail page for your card:

The phone number for the Victoria’s Secret Mastercard is 844-271-2596. A $9 fee applies if you make a payment by phone.

Have your account number handy when making the payment. The payment due date for your Victoria’s Secret credit card bill will be at least 25 days after the close of the billing cycle.

To avoid interest charges, pay your entire balance on or before the payment due date. Make an online payment before 5 p.m.

Note that it might take a couple of days for the payment to be debited from your bank account. If you do not make your payment on time, you will be charged a late fee of $30 — or $41 if you’ve made other late payments within the past six months.

Using one of these convenient ways to pay your Victoria’s Secret bill will ensure your account stays in good standing so you can shop when the mood strikes. Information is accurate as of April 5, 2023.

Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article. The article above was refined via automated technology and then fine-tuned and verified for accuracy by a member of our editorial team.

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This Victoria’s Secret credit card review uncovers all the perks, benefits, interest rates and fees of this credit card. Basically, Victoria’s Secret Angel credit card is a store branded credit card, designed for loyal shoppers by Comenity Bank.

Also, you can discover here how to apply for it, make a payment, or log in to your card account. Contents.

Purchase APR: 26.49%. Late Payment Fee: up to $39.

Recommended credit score: from 650 to 850.

First of all, it is worth to point out that this is a store credit card, which means that it is not linked to a major payment system (such as MasterCard or Visa). So, this means that you cannot use this credit card elsewhere than at the Victoria’s Secret stores.

Yet, the benefits you will get by having this Victoria’s Secret card are not bad at all. There are three types of memberships (read below), with varying degrees of rewards.

Then, 250 points can be redeemed towards a $10 certificate, which leaves you with a 4% cash back rate – this is not bad at all. Moreover, you will get 3 points for every $1 spent on bras, which means that the cash back for bra purchases is 12%.

Besides, you will also receive a certificate worth $10 on your birthday. Additionally, one has to point out that there are three types of credit card memberships:

Besides, you have to keep spending so every year – otherwise, your status will be lowered again. And while it might seem as something difficult, the rewards are quite great.

So, the VIP status will also grant you an additional $10 certificate every year (known as half-birthday treats). Also, you will enjoy 15% discounts on the anniversary of your sign-up.

Your half-birthday and birthday treats will be equal to $15 certificates, as well as you will get 20% discounts on the sign-up anniversary. Additionally, your 250 points will also be worth $15, which leaves you with the 6% reward rate for all products and 18% reward rate for bra purchases.

So, if you are looking for a credit card to build credit, this card from Victoria’s Secret might be a good option, as it doesn’t require a good credit score. Overall, this credit card is a decent offer from Victoria’s Secret.

As you can read in our Victoria Secret credit card review, it comes with low credit score requirements, decent cash back rewards, and extra certificates and discounts on certain occasions. Indeed, there is a high interest rate and staggering late payment fees, but this is usual for store branded credit cards.

First of all, make sure that your credit score matches the requirements (see above). And then, the application process is very simple, whereas you can complete it in the following way:

So, if you already have this credit card and you have activated it for online use, you can basically use it online anytime. For instance, you may wish to make payments online.

At the present time, there are three ways how you can pay your Victoria’s Secret card. You can pay your card from Victoria’s Secret in the following ways: in-store, online, and by phone call.

Secondly, you may pay your card online – you should follow the guidelines on how to log in to your card account online above (then, you will be able to pay it there). After all, you can pay your Victoria’s Secret Angel card by calling one of the following numbers: TDD/TTY (800) 695-1788 or (800) 695-9478.

Here, you can see a selection of credit cards that may serve as decent alternatives to Victoria’s Secret Angel credit card.

Balance Transfer APR: from 16.49% to 25.24%. Recommended credit score: from 690 to 850.

Purchase APR: from 15.49% to 27.49%. Balance Transfer APR: from 15.49% to 27.49%.

Purchase APR: 24.99%. Balance Transfer APR: 24.99%.

So, this is a store branded credit card, created in cooperation between Comenity Bank and Victoria’s Secret. Basically, this credit card was designed for shoppers who are loyal to Victoria’s Secret, as they can accumulate decent rewards for shopping there.

You may actually see them in the “Application” section of this article. Since this credit card is not linked to any major network (such as Visa or MasterCard), which means you cannot use it elsewhere than Victoria’s Secret stores and the stores of its sister companies (see below).

Then, you will be able to exchange those points (250 points) for certificates, which can be redeemed at Victoria’s Secret. As we have pointed out a couple of items, Comenity Bank issues credit cards for Victoria’s Secret.

However, you will not receive any rewards for shopping at Bath & Body Works with this card. As you can read right above, you are able to use this credit card at PINK and Victoria’s Secret stores – you will receive points for all purchases there.

In order to obtain this credit card, you should make sure that you match all the requirements (read below). Then, you must follow the guidelines from the “Application” section of this page and submit your own application of this credit card.

As we have pointed out above, we recommend you to have a credit score of 650, or fair, at least. However, some customers with a credit score as low as 600 have been accepted for this card.

Basically, you can call 1-800-695-9478 and ask about the status of your application. In fact, you can easily do this online.

There, you will be able to check the balance of your credit card account online. In order to pay your Angel card online, you should sign in to your credit card account – you can see how to do in the “Login” section of this page.

Basically, you should report this right away by calling 1-800-695-9478. Immediately after that, the bank will block your credit card.

In order to close this card, you have to call TDD/TTY 1-800-695-1788 or 1-800-695-9478. Additionally, you can also check out other credit cards from Comenity Bank, such as Kay Jewelers credit card.

The Victoria’s Secret credit card is an alternative. If you frequent their stores, you will be able to acquire it if you have fair or good credit.

However, it is a closed-loop credit card, which is only accepted at Victoria’s Secret stores. It allows you to purchase online or in physical stores in the country’s different states.

Victoria’s Secret Credit Cards do not have a Visa or MasterCard label, so you cannot use them outside authorized stores. You can shop with them at Bath and Bodyworks, PINK, and Victoria’s Secret stores.

However, discounts and benefits change according to the policies of each branch. The Victoria’s Secret card is issued in partnership with Comenity Bank.

the incentives you will get will be according to the value of your purchases, considering both online and in-store purchases. Victoria’s Secret credit cards have three categories of bonuses.

they are clarified in basic, silver, and gold. All cardholders get one point for every $1 spent on net new purchases.

The basic Victoria’s Secret credit card is the first one they offer. On all cards, you have the benefit of acquiring triple points on bra purchases, free shipping on purchases over $50, and a triple points day that you can choose as you like.

You earn an additional $10 on your birthday for future purchases to incentivize you. When you reach Victoria’s Secret silver credit card, it will be because you accumulated 250 points on your card within 12 months.

they also have the same $10 reward for your birthday. the half birthday gift changes a bit because, in addition to the extra $10, you also acquire a 15% discount on your sign-up anniversary.

with this card, you receive $15 in gifts on your birthday and a 20% discount on your anniversary. As long as you are part of Victoria’s Secret users, you can access different bonuses and promotions.

When you do not achieve this, the store will downgrade you. Although they do not indicate a minimum credit score to obtain the card, the credit limit they will give you depends on your personal credit history and financial situation.

It requires a valid government-issued photo ID and your Social Security number. It is for U.S.

Comenity Bank is the one that reviews all your personal information and credit report. Like any store credit card, the interest rate is high.

If you pay your debt in full by the due date each month and the payment is executed 25 days before the close of each billing, then you will not be charged interest. It is a no-annual-fee credit card, but you do have to make fee payments when payments are late or returned.

if it is returned, the price will be $25.3.

Have you been getting the run around when trying to cancel your Victoria’s Secret credit card. There’s nothing more frustrating but the good news is the process actually isn’t as difficult as they make it seem.

To cancel your Victoria’s Secret credit card you need to call their customer service number at 1-800-695-9478. This brings you to someone from customers service who can cancel your account.

In order to close the account though a few things need to be done first.

Table of Contents. If you want to cancel your Victoria’s Secret credit card you need to make sure you have a zero balance.

Customers may find this aggravating because it tacks on interest when you have a higher bill to pay down. Having said that, there is no maximum amount that you can pay off at once when paying your bill.

You will need to confirm a few different account details to be able to close your account. This may include your social security number, account number, home address, among other things.

After they have confirmed your identity as the account holder and confirmed your zero balance, you should ask for an email and verbal receipt that the account has been closed. This is to further avoid late fees that may occur to miscommunication.

As of right now, you cannot cancel your Angel Card online. The reason being is that when you speak to a Care representative you will need to provide them with confirmation information that it is you as the account holder.

Because passwords and online usernames can be stolen and hacked this is the number one reason you can’t cancel your account online.

In cases where there is a dispute in fees or changes, you may be referred to Comenity Bank. This is a major credit card retailer that works with many stores as a bank provider.

As mentioned earlier, quite a few customers have reported having had a miscommunication that resulted in late fees and ongoing account fees. This is due to the customer thinking their account was closed when in fact it never was.

Don’t let the process of closing out your Victoria’s Secret Angel card be anything but simple. By calling the number provided above and speaking to an Angel Care member, you should be able to close your account within minutes.

This is given you have no balance. And even if you get a verbal confirmation your account is closed you should always ask for email confirmation as well.

Victoria’s Secret Credit Card sign-in will be explained in this article. Partners with the Victoria’s Secret Credit Card can access the customer portal on Victoria’s Secret website and update any recently changed personal information, manage their card, check balances, pay bills, and see the card member contract.

To log in, first, go to this website and, once there, look for the fields on the left that ask for User Name and Password, fill them out, and then click “check-in.”. If you forget both your user signature and your password, simply click ‘Forgot your user name or password.

The following information is required: Account Number or Username (if only the password has been lost).

Post Code.

After you’ve been approved for your Victoria’s Secret Charge card and have it in your possession, you can activate it by calling 1-800-695-9478 or by taking the steps below using the user website. To begin, go to the main website and click the ‘register‘ link on the left side of the screen.

At the same time as activating your card, this operation will create an online representation of you. If you do not have an account number, you will be prompted to enter the following information once you reach the next page:

After that information has been entered, there are three additional registration processes to complete: creating qualifications, device registrations, and paperless enrollment. After that, both the card and the account will be operational.

If you do a lot of shopping at Victoria’s Secret, then you may be interested in applying for their store credit card. You can earn rewards and score great deals when making use of this card.

Where can you access Victoria’s Secret login.

Hover over the credit card icon and select “Pay My Bill.” Alternatively, you can head straight to the login page once you favorite it. You can also pay your bill over the phone at 1-800-695-9478 for a small fee.

If you are ready to dive into how to pay your Angel card bill, here is everything you need to know.

Paying your bill online is often the easiest way to manage your credit cards. In today’s modern world, it just makes sense that you would want to take care of your bill digitally instead of sending a check in the mail.

If you want to pay your Victoria’s Secret credit card online, accessing the portal is relatively easy. Head over to the store’s homepage and look for the black bar at the top of the screen.

Hover over it and a drop-down menu will appear with the option to “Pay My Bill.” Click here and it will redirect you to the Victoria Secret login for both VS credit cards and Pink credit cards.

Fill out this information to log in and make a payment.

Make sure you have your credit card account number with you before attempting to register. You will need to enter your credit card account number, billing zip code, and the last four digits of your social security number to create an account.

Making a payment online is easy. Make sure to pay before 6:00 PM on the due date to avoid being charged with a late fee.

We have made an article on how to cancel your VS credit card, so feel free to check that out as well. Are you in a hurry to get your bill paid and don’t have time to log into the VS credit card login.

At the top of the Victoria Secret login is an option to skip signing in to pay. Click “Try it Now” to move forward with this.

You will need a few details to help them find your Angel card account. For example, you will need your credit card account number, your billing zip code, and the last four digits of your social security number.

Once you have entered all of your personal information, you can simply follow the prompts to make a quick payment. You might want to have your bank account number and routing number at the ready so they know where to debit your credit card bill from.

To learn more about financing an iPhone with bad credit, check out our complete guide here.

You should have access to these details on the off chance you may need to use them one day.

Making a payment this way will cost you $9 each time you issue a phone payment. If this does not bother you, then you can reach their customer service department at 1-800-695-9478.

Checks can be mailed to:. Comenity Bank – Victoria’s SecretP.O.

Paying this way will take longer than it would take for an online payment or by paying over the phone. You will need to drop your check in the mail at least five to seven business days before the due date.

Whether you choose to log in or pay as a guest, knowing where to find the Victoria’s Secret login is absolutely key. Fortunately, it is easy to find from their home page until you can bookmark the page on your internet browser.

I like the points and stuff but always immediately pay it off because the interest is soooo crazy high. My interest is 25%.

I do get $10 gift cards every 200 points earned too. If It did not have perks I would not have it all.

C0sm3t0l0gist. Ypsilanti, MI.

PaigeH17. Davison, mi.

I am a frequent shopper so it was best to take advantage of the rewards system. It can be easy to rack up credit card debt if you’re not careful.

Be sure to save the card number they give you if when you are applying online if you plan on shopping online right away. I made that mistake and was not able to retrieve that number for security purposes.

I was able to use my ideas to make purchases. I love their semiannual sale.

Their customer service is prompt and helpful. I forgot to pay on time one time because I was in a hurry and had to leave without paying and forgot.

Now I get reminders to pay through my email. Paying online is easy and quick.

fr1987. Houston, tx.

They give you good coupons to use monthly so using a coupon along with your angel card makes your purchase even better. Misslandee.

I have the Victoria Secret Angel card, which I signed up for during some sort of promotion through one of their retail stores. I am going to go ahead and lay everything out about this card.

It does earn you points on all purchases both online and in the stores. It keeps track of your purchases which you can view online.

I just have the basic one, and have never really seen a need for the other one. I have no complaints of the card or the rewards program both have treated me well since I have been using them.

If you don’t shop at the stores or on their website much then i wouldn’t really recommend becoming a member and getting card. ifish42.

Without a doubt, I would say that the Victoria’s Secret Angel Card was the best first card for me. I first got this card when I was eighteen right before college, and needed a card to help with building my credit score.

The rewards with this card are great for a beginner. I have accessed sales early, and you get free birthday rewards.

I highly recommend this card for people looking to start working on their credit, or improving it. Customer Service Customer Service is always quick to answer your questions, and there are numerous benefits to having this card.

GabrielleS1. USA.

I have been a member for at least 5 years. With this card, Victoria’s Secret sends me three amazing coupons every month.

The free panty is specified and it is always a different type of panty each month. The second coupon is for $10 off of a bra for that month.

On top of these free goods, you also earn rewards with the Angel Card. The more you buy, the more points you get, but there are also certain dates or items that allow you to receive a higher number of points.

If you reach a large number of points within a certain timeframe, you are eligible to receive a gift card in bulk, like a $40 gift card all at once, instead of separate $10 cards. The customer service is fantastic and the employees are always very knowledgeable about the products and discounts offered.

Lockport, LA. This card is a great card to have if you shop at Victoria’s Secret stores or online.

I have been using my card for about eight years now, and I have saved quite a bit of money by having this card. This card gives you extra discounts and savings when you use it.

I always pay off my balance when I use the card, so that way I don’t have any interest added. There are interest fees applied if you carry a balance each month, and don’t pay the whole balance off each billing cycle.

I would highly recommend this card to anyone that shops at Victoria’s Secret. Customer Service The customer service department is very friendly, helpful and knowledgeable.

I love my Victoria’s Secret Angel Card because the rewards are worth having the card.I shop there much more frequently recently over the past year so I have really been racking up on points. When I initially signed up, I received a $15.00 off my next order credit.

I like to allow them to add up and I like to also put off shopping at the site until the special event that will allow me to earn triple. Victoria’s Secret also helps customers feel more cared for and appreciated by sending a birthday gift and celebrating your anniversary with them.

I have learned the ways to get the maximum amount of rewards by learning a few small tricks and I am really satisfied with the card and the rewards. I would recommend it to people who shop there relatively often.

Estella1. USA.

Along with opening the credit card, I received a percentage off of my purchase that day. The application process was pretty easy, and I received my card in the mail approximately two weeks later.

Angel Card holders receive quite a few perks, including early access to sales, discounts, better deals, free merchandise and gifts, and this also allows you to earn “points” on your purchases. Once you earn $250 points, you receive $10 off of your purchase.

However, this seems to be common of most store cards. If you are thinking about getting this card to spend $700 on Victoria’s Secret and not being able to pay it off that month, I would highly caution you.

CoffeeLover7. USA.

If you never miss Victoria’s Secret’s Semi-Annual Sale or panty parties, you’ll love the store-branded card that rewards frequent shoppers for purchases they already make. Despite the Victoria’s Secret Angel credit card’s barely-there sign-up bonus and minimal rewards, there’s still an opportunity to save when you stack rewards certificates on top of other offers and discounts.

Or Angel VIP or Angel Forever, depending on how much you spend within a rolling 12-month period. All Victoria’s Secret cardholders start out on the base Angel tier, but the more you spend, the quicker you’ll be upgraded to higher tiers (and benefits).

However, the card’s meager rewards mean it might take you awhile to get there. With 1 point for every $1 spent (and triple points on all bra purchases), Angel and Angel VIP members earn $10 rewards certificates once they accrue 250 points, while Angel Forever members snag $15 for the same number of points.

Also, keep in mind that while the Victoria’s Secret Angel credit card can be used at Bath & Body Works, those purchases do not earn points, nor can Angel Rewards be redeemed there. Bad news about those rewards certificates: They have a short shelf life of 90 days, so you’ll need to shop at Victoria’s Secret at least once every three months to avoid losing out on your rewards.

The lesson here. Pay attention to your billing statements or call (800) 695-9478 to keep an eye on your points and make sure they don’t go waste.

With just $15 off a future purchase, the bonus ranks well below what you’ll get with the Sears Shop Your Way MasterCard or the Macy’s American Express card, both of which offer similar merchandise for lower prices (but admittedly without the brand recognition from the largest U.S. retailer of women’s lingerie).

All cardholders receive free birthday gifts and free standard shipping on purchases that include bras. You’ll also score triple-point days of your choosing, though how many days depends on your tier status: Angel = 1 day, Angel VIP = 2 days and Angel Forever = 3 days.

Angel VIPs and Forevers get insider access (including early notice of the Victoria’s Secret Semi-Annual Sale) and invitations to exclusive events, while Angel Forever members are rewarded with annual thank-you gifts. Our reviews and best card recommendations are based on an objective rating process and are not driven by advertising dollars.

Learn more about our advertising policy.

Home » Crediut Card Payment » VICTORIA’S SECRET ANGEL CREDIT CARD PAYMENT OPTIONS. Victoria’s Secret is perhaps the world’s most well loved brand of luxury lingerie, swimwear and sleepwear for women.

If you have an Angel credit card you can also enjoy a variety of payment options including an online account center where it’s easy to manage your account as well as pay your bills. Before you can pay your bills online you will have to sign up for Victoria’s Secret online credit services by going to the Victoria’s Secret credit login page and following these instructions:

If you have your most recent invoice and your banking information (including routing number) handy you can pay by calling 1-800-695-94-78 and choosing to either speak with a customer service agent or use the automated system. You can also pay your bills by writing a check/money order for the amount you wish to pay and sending it to the address listed here (only logged in users can see the page).

All US stores accept in person payments. You can find the store closest to you using your store locator.

Mailing Address:.

Being one of the largest retailers of modern intimates, lingerie, and other clothes for women, Victoria’s Secret offers some special benefits to its customers, and its store credit card is one of them. It comes with several benefits for the users.

Victoria’s Secret credit card comes with an initial $25 welcome bonus, no annual fees, high rewards for shopping, free shipping for online purchases, a special offer for purchasing bras, and a regular 29.99% variable. The card can be used in both Victoria’s Secret and PINK.

The credit card makes its users invest more in shopping by offering a number of benefits and rewards. Let’s see why the card is so popular among its users.

Victoria’s Secret credit card is a store-only credit card. You can only use it at Victoria’s Secret and PINK stores.

The card comes in black and pink colors. What’s the difference between the two.

It is just your personal preference for which color you want to use. There is one difference, though.

Victoria’s Secret, the largest fashion-inspired intimates, was founded in 1977 in San Francisco, California. The brand has been one of the top choices for women since then.

The brand introduced its own store-only credit card to make shopping easier and more convenient for its users. You can get regular rewards and cashback from almost every time you spend money using the card.

No matter what product you purchase, you will get a reward. However, the brand has special offers for buying bras.

Additionally, the card offers an APR rate of 29.99%, which is higher than the average APR nationwide for credit cards. As mentioned already, there are some variations in the credit cards provided by Victoria’s Secret.

This is a black credit card containing the VS logo on it. You can use it for shopping from Victoria’s Secret and its sister brand, PINK.

You will receive rewards and bonuses for both types of use. You may also like: Building Your Direct Marketing Strategy: Best Practices and Common Mistakes to Avoid.

Yes, this card is pink in color. It has a block-lettered PINK logo on it.

You will get rewards, points, and bonuses for using the card to pay your bill in-store and online. Other than the color and appearance, there is no such difference between the two.

Unlike the Victoria credit card, you can use this card anywhere MasterCard is used. It is a black card and contains the MasterCard logo on it.

You can get rid of that problem by opting for this card. It is a pink card with a MasterCard logo on it.

Additionally, you can also use the card anywhere MasterCard is accepted. It makes shopping easier and more comfortable for you.

Here is the thing. Despite being a store-only, there are a good number of people who are using the card.

Because of all the benefits, the brand has to offer. Let’s have a look at the benefits the card provides to its users:

The card has so many bonuses and rewards for its users. This is the reason it has become so popular among the regular shoppers of the brand.

You can get more advantages for being a regular shopper and a Gold card user.

The card membership upgrade depends on the money you spend in a program year. There are three types of cardmembers- basic, silver, and gold.

You will receive 5% cashback for using the card in-store. And you will get it every time you use the card.

However, you need to spend a minimum of $300 and $700 to get silver and gold card membership, respectively.

The average price of a bra on the website of Victoria’s Secret is $50. You can get up to 22% cashback if you are a gold card member.

This opportunity to save money is what makes the customers interested in using the card.

If you are a new user of the card or are going to get your card soon, let’s guide you on how you can earn rewards and how to redeem them. So you can get rewards and points for every purchase.

But how much is the point worth. Well, every 2,000 points is equivalent to $10.

You may also like: Commercial Solar Companies Near Me: Choosing Solar Installers. You should not be upset about the points being so inexpensive.

Remember, you are also getting 15% cashback while buying your goods using the card.

Our goal is to find out how much you are going to save in a year using the card. Well, this mostly depends on how often you visit Victoria’s Secret and how much you spend.

Let’s say you visit Victoria’s Secret or PINK stores once every 3 months. You spend $100 each time you visit there.

At this rate, you will end up spending $400 in a calendar year. So you will belong to the silver card member list.

With this much spending, you will get $10 cashback for regular shopping and $30 for bra shopping. Adding up, you get $40 cashback.

Remember, there are points to redeem. Spending $200 on regular shopping will earn you 2000 points.

You can get $40 by redeeming your points. And that is not all yet.

So, adding up all the bonuses and points, you can get up to $90 in a year by spending $400. Now that’s a very good saving amount, almost 25%.

Also, there are often sales and anniversary bonuses that can add more savings. You should have a store credit card if you are a regular shopper of the brand.

You must have already got enough idea how much more convenient your shopping will be with this card. However, let’s now compare the card with a couple of other popular shopping cards.

Victoria’s Secret Credit Card has both advantages and disadvantages in comparison to the other two cards. While all three cards are free of any annual cost, the VS card has a very limited use.

Meanwhile, you can use Amazon Signature Card and Citi Double Cash card for various purposes.

So, let’s give an overall look at the terms and conditions of the VS card in 2023: You can not only use your VS credit card for in-store purchases but also during online shopping.

It is a simple process.

If you are not registered, you can complete it online. Your steps to register your account online are completed.

Once they have confirmed your identification, your VS credit card will be registered. You will receive a notification message about it.

It is not uncommon to forget your passwords. These days, we have so many accounts and so many passwords to remember.

You can easily reset the password and use it again. Here is how to do it:

VS knows this, and that is why they have an option to help you regarding this. Just follow these simple steps to regain your user ID.

You should always pay your card bill on time. If not, you will be fined, and the amount can mount up to $41.

Paying your credit card bill online for VS cards is simple. Follow the instructions to pay your bill from anywhere on time online at victoriassecret.com.

It might take a longer time to make the payment, but sometimes you will find it more convenient under certain circumstances. Here is how to pay your VS credit card bill by mail:

They aim to make your life as easy as possible. Hence, they have also linked their services to a mobile app that you can use with several features, including paying your credit card bill.

You are out of town, and there is no internet connection.

Victoria’s Secret is the world’s most popular lingerie, accessories, and cosmetics store. Although it is a store created in the USA, it has gained many fans in other countries where it has installed its stores.

In addition, through its login portal, it is possible to manage all its movements. Contents.

That way, you will have access to pay bills online and manage the transactions made with the card. To start, enter the angel card’s online page and find the “register now” button.

You will need your Victoria’s Secret card account number, zip code, and the last four digits of your Social Security number. In the next step, you will be asked to create a username and password, which will be your login credentials.

When you have created your account, it is time to log in to evaluate your statements, pay your bills or arrange the necessary personal information. It is important to note that the username must be between 8 and 15 characters and have at least 1 number.

it cannot be the same or similar to the username. The platform asks for an email and phone number to be contacted to confirm the information.

On the account, the welcome page goes to the “Make a payment” tab and enters the amount to be paid, the routing number of the bank you will use, and the current account number. Before processing the payment, it is advisable to review the information entered to ensure there are no errors.

All payments made before 8 p.m. are processed the same day and will appear immediately in the account.

If payment is completed on the invoice’s due date after 8:00 p.m., a late payment fee will be charged, which can be between $30 and $41. The amount will depend on how many times you are late.

However, there is a $15 fee for this service. To contact customer service, call 800 – 695 – 9478.

For starters, it’s a card with no annual fee. They also use the points method to offer greater benefits to cardholders.

For every dollar spent, you can earn 1 point. A great perk is buying bras in the store will earn 3 points for every dollar spent.

Users who actively use the card will be able to receive monthly benefits and birthday gifts. With this card, you will reach different levels.

I had a $200 limit.I was just sued for over $800.I tried numerous times to settle but got nowhere.

Add me I had Victoria secret. add me i was with them 2012-2014 they are billing and in COLLECTIONS for way more than i ever used.

My account was closed due to fraud, literally someone stole my wallet, created a new online vs account and charges my card. Victoria’s Secret and comenity refused to give me information on what is technically my account.

Reps are useless and the trash debt collector is a nightmare they call me daily. Please add me.

im located in LA. Your email address will not be published.

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Victoria’s Secret Store. If Victoria’s Secret store is among your frequent places to shop, Victoria’s Secret credit card is worth consideration.

Cardholders have the opportunity to earn points on every Victoria’s Secret purchase. Points are then redeemable for angel rewards, such as a $10 certificate when you earn 250 points ($1 spent = 1 point earned) as an angel card holder.

There are three versions, or tiers, to Victoria’s Secret credit card. Everyone begins as an Angel Cardholder.

In this review, see how you can start earning points, and understand the benefits Victoria’s Secret has to offer with our Angel Card Review. Each card tier comes with more benefits, although they don’t appear to be much different in comparison for an occasional shopper.

You do however get an extra $5 on your birthday as well. Most of the other incentives to move up in tier status are spending related, such as free shipping periodically throughout the year or choosing your triple points days.

It’s up to you which one you want to apply for, as it really comes down to a name and appearance. If your FICO credit score is far from good, as in fair or lower, there is still a possibility of being approved (Also Read: What is Good Credit Score Range).

There are many factors that go into approval, including income, payment history, and debt.

But again, this could only be helpful if you intend to pay the balance off each month to avoid late fees, which are up to $37. To apply, you’ll first have to decide if you want to apply for the Pink Angel Card or the Victoria’s Secret Angel Card.

There is the possibility of being approved instantly, no matter if you apply in-store or online. Credit card applicants will receive notice about their Victoria’s Secret credit card application approval results by mail in 7-10 days if they’re not approved right away.

Although it can be used at Bath & Body Works, points cannot be earned on those purchases. The card is limited to the Victoria Secret network, so if you’re looking for versatility, this card may not be your match.

You can, however, avoid the interest charge if you pay in full on the balance before the due date each month. Cardholders also run the risk of losing points if there is card inactivity for 12 months.

If you think you won’t be doing all your shopping at Victoria’s Secret and want spending flexibility, a general-use cash back credit card could be a better choice for you. Here are a few credit card options.

So, you essentially have the ability to reap even better rewards at Victoria’s Secret and elsewhere should you choose this card. You can use the rewards towards statement credit, gift card, or check.

Read Citi Double Cash Editor’s Review. See Rates & Fees.

The is another great alternative to Victoria’s Secret credit card, where you can also save at the retailer. Card members can earn 6 percent cash back on U.S.

So, essentially you can purchase anything at a qualifying U.S. supermarket, such as Victoria’s Secret gift card, and earn bonus cash back.

Read Blue Cash Preferred Card from American Express Editor’s Review. The is one of the best cash back credit cards available today – and may just earn you more at Victoria’s Secret than the retailer’s credit card.

Read the Chase Freedom editor’s review. So, should you add Victoria’s Secret credit card to your wallet.

That depends. Before you apply for Victoria’s Secret credit card, be sure to clearly know your intentions with the card.

The Victoria’s Secret credit card is also great if you need to build your credit score. There is the advantage of special promotions and exclusive offers – and if you’re a die-hard Victoria’s Secret customer, this could be a huge benefit for you.

This of course also depends on your credit card eligibility. See the rates & fees for the mentioned American Express cards: Blue Cash Preferred from American Express (Rates & Fees.

Having Victoria Secret credit card already, then manage it effectively by making Victoria secret credit card payment in a timely manner and have your credit score always remains good. In this article, we will briefly discuss how to make a payment on Victoria secret credit card which includes regular payment methods and easy pay by Comenity bank as well along with some FAQs required to check.

You can simply make Victoria Secret Payment using the Comenity bank’s easy pay by following the below steps. Victoria’s secret credit card handled by Comenity bank and their payment as well.

Also Read: Victoria Secret Credit Card Customer Service. You may have no option to cancel Victoria Secret Payment after completion, but you have to cancel the automatic payments which are scheduled.

You can mail Victoria secret payment details to their address at Comenity Bank, PO Box 182273, Columbus, OH 43218-2273 from anywhere that includes texas. Victoria’s secret credit card payment is due after 25 – 30 days of the credit card statement generated.

Victoria’s Secret, one of the world’s most well-known lingerie brands that also offers body care items, clothing, and fragrances, even has its own credit card. Learn all about it by reading on.

In this article, we’ll explore the benefits, application process, rewards program, and much more. So, buckle up as we dive into the details of this iconic credit card.

Victoria’s Secret, in collaboration with Comenity Bank, distributes the Victoria card. Comenity, a Utah firm with headquarters in Draper, offers revolving credit lines to Victoria’s Secret consumers.

Bath & Body Works outlets accept it as well, albeit no reward points are earned for purchases made there. Unless you’re already a brand fanatic who makes substantial annual expenditures, a general-purpose rewards credit card will provide greater value.

These points can translate into exciting discounts and exclusive offers. Cardholders enjoy special discounts and offers, providing them with a unique shopping experience at Victoria’s Secret.

Victoria’s Secret credit cards are accepted at Bath & Body Works and PINK, as well as the brand’s retail stores and website. Victoria’s Secret’s card, being the most expensive store card, is most helpful to consumers who often purchase the company’s items.

Each cardholder earns one point for every $1 spent. The following are the basic credit card benefits:

Get $10 in store credit as a birthday gift (minimum purchase needed). When you enter your email, you will receive a monthly offer in your inbox, as well as unique offers and early access to sales.

When you buy at least $25 online, you will receive free shipping. Get $15 in store credit as a birthday gift (minimum purchase needed).

On your credit card’s anniversary, you’ll receive 20% off your next purchase. More benefits include 15 points for every dollar spent at Victoria’s Secret stores and 45 points for every dollar spent on undergarments.

Half-birthday treats: Get $10 in shop credit every six months (minimum purchase needed). On your credit card’s anniversary, you’ll receive a 15% discount on your next purchase.

Step 1: Visit the official website of Victoria’s Secret Credit Card. Step 2: Click the button Create Account & Apply.

Step 4: After accepting all the terms and condition you will get your credit card via post. They will check your application once you submit it, and you will receive a decision within a few days.

It’s crucial to know that you must fulfill specified credit standards to be eligible for a Victoria’s Secret Credit Card. The Mastercard Victoria / PINK Card can be used anywhere Mastercard is accepted.

Before diving into the application process, it’s essential to understand the eligibility criteria. We’ll discuss the requirements that make you eligible to own this stylish piece of plastic.

We’ll guide you through the step-by-step process, ensuring that you can start enjoying the benefits in no time. The Victoria’s Secret and PINK Mastercard can be used anywhere a credit card is accepted.

Victoria’s Secret applications and website. Every PINK and Victoria’s Secret shop in the United States.

Comenity Bank checks personal information and obtains a copy of the consumer’s credit record before choosing whether to offer credit to a prospective cardholder. The credit limit of the card is determined by the applicant’s personal credit history and financial position.

Because obtaining a Victoria card is free, acquiring one and using it. It can assist someone with a poor credit history in establishing a good credit history.

Explore the online tools and resources that allow you to manage your Victoria’s Secret Credit Card account with ease. Dive into the various payment options available, ensuring that you never miss a due date and maintain your credit health.

We’ll share tips on how to ensure timely payments and avoid unnecessary fees. Your credit score matters.

Separate fact from fiction. We’ll address common misconceptions about how owning this credit card may affect your credit score.

See how Victoria’s Secret Credit Card stacks up against other retail credit cards. Analyze the benefits and drawbacks to make an informed decision.

When it comes to fashion shop credit cards, the Victoria’s Secret Credit Card stands out. While other cards may provide points and discounts, the VS Credit Card offers perks designed specifically to fashion fans.

They may, however, provide a higher level of exclusivity and access to VIP events than the Victoria’s Secret Credit Card. Furthermore, the Victoria’s Secret Credit Card’s rewards program is especially generous, allowing cardholders to collect points on every transaction that can be redeemed for a variety of benefits.

At Victoria’s Secret, cardholders may earn points and enjoy unique privileges. Security is a top priority.

In the unfortunate event of a lost or stolen card, know the steps to take to minimize any potential risks. It is straightforward and convenient to manage your Victoria’s Secret Credit Card account.

From there, you may check your account balance, make payments, and monitor your rewards. Keeping track of your account is critical to make the most of your credit card advantages.

You can optimize your card’s perks and prevent unwanted fees or penalties by being prepared and proactive. Step into the world of fashion events exclusively accessible to Victoria’s Secret Credit Card holders.

Credit cards offer a convenient way to make purchases without the need for cash. This is especially handy for online transactions and in situations where carrying large amounts of money is impractical.

A good credit history is essential for various financial activities, such as obtaining loans or mortgages. Many credit cards come with rewards programs that allow users to earn points, cashback, or travel miles.

Credit cards can serve as a financial safety net during emergencies. If you don’t have immediate access to cash, a credit card can cover unexpected expenses until you can replenish your funds.

Many issuers have advanced security measures in place, and users are usually not held responsible for unauthorized charges. One of the significant drawbacks of credit cards is the potential for high-interest rates.

Easy access to credit can lead to overspending and accumulating debt. If not managed responsibly, credit cards can contribute to financial stress and difficulties in repaying outstanding balances.

It’s essential to be aware of these fees and factor them into your financial planning. The ease.